Browse Forums Building A New House Re: The CARLISLE HOMES & SPECTRA General Information Thread 6056Apr 23, 2015 8:04 pm hi guys.. A question regarding loan. Hopefully someone could shed light on this. We already have signed the Building contracts and have the Loan approved by the bank as of last week. Lets say my loan was approved based on a contract of 300K for the build. Due to some variations and cost cutting, i have managed to get the Price to 295K. Since the bank has approved for a 300K loan (docs signed and just waiting for the build to start). What will happen to the 5k surplus? I was told that it is possible that the Bank would credit the 5k into my Account, and to be used after the build, is my Broker correct when he told be about this scenario? Thanks! Re: The CARLISLE HOMES & SPECTRA General Information Thread 6057Apr 23, 2015 8:43 pm macky1012 hi guys.. A question regarding loan. Hopefully someone could shed light on this. We already have signed the Building contracts and have the Loan approved by the bank as of last week. Lets say my loan was approved based on a contract of 300K for the build. Due to some variations and cost cutting, i have managed to get the Price to 295K. Since the bank has approved for a 300K loan (docs signed and just waiting for the build to start). What will happen to the 5k surplus? I was told that it is possible that the Bank would credit the 5k into my Account, and to be used after the build, is my Broker correct when he told be about this scenario? Thanks! I had a surplus through CBA on my loan of about $8k. I had it transferred into my bank account which will come in handy for driveway and fencing Re: The CARLISLE HOMES & SPECTRA General Information Thread 6058Apr 23, 2015 8:50 pm dav0j macky1012 hi guys.. A question regarding loan. Hopefully someone could shed light on this. We already have signed the Building contracts and have the Loan approved by the bank as of last week. Lets say my loan was approved based on a contract of 300K for the build. Due to some variations and cost cutting, i have managed to get the Price to 295K. Since the bank has approved for a 300K loan (docs signed and just waiting for the build to start). What will happen to the 5k surplus? I was told that it is possible that the Bank would credit the 5k into my Account, and to be used after the build, is my Broker correct when he told be about this scenario? Thanks! I had a surplus through CBA on my loan of about $8k. I had it transferred into my bank account which will come in handy for driveway and fencing Thanks for that dav0j. That will really be handy! Re: The CARLISLE HOMES & SPECTRA General Information Thread 6059Apr 26, 2015 12:05 pm Hi I'm building a double story. We have got the promo of the free flooring and dishwasher etc. Was wondering if anyone has deleted the carpet and dishwasher out of there promo and how much of a credit they received in return?? Re: The CARLISLE HOMES & SPECTRA General Information Thread 6060Apr 26, 2015 12:25 pm hi everyone. on the topic of independent inspectors once again, i was hoping i could get more recommendations. im after current reccomendations. the homeone forum is full of home inspection reccomendations but they can be years old. who is everyone using now? are you happy with their work? on my list of companies to enquire with so far are : New Home Inspections Darbecca FinalInspect who have you gone with? 0 5237 We are at the stage on our build in Kilcoy, Queensland where we need to get our fencing installed but we cant get any contact details for our neighbours to give them… 0 6604 You should check your detail drawings, it may show downpipe within brick pier. 14 14597 |