Browse Forums General Discussion 1 Mar 19, 2014 1:19 am 3in1 Supadiverta. Rainwater Harvesting Best Practice using syphonic drainage. Cleaner Neater Smarter Cheaper Supa Gutter Pumper. A low cost syphonic eaves gutter overflow solution. Re: Builders Warranty Insurance - A Damn Disgrace. 2Mar 19, 2014 6:31 am I think anyone who has had a bad experience building is unhappy with the current state of affairs. Things will probably only change when the warranty insurance has to be funded by the builder (in the form of registration fees) or by the professional associations who make all sorts of promises about the competence and probity of their members and then will not even handle complaints. Re: Builders Warranty Insurance - A Damn Disgrace. 3Mar 19, 2014 6:41 am And, come to think of it, why just builders? Why not designers as well who make silly mistakes like putting your overflow relief gully on the highest point of your land have to contribute to Home warranty insurance (as it should be called)? Re: Builders Warranty Insurance - A Damn Disgrace. 4Mar 19, 2014 9:40 am The HIA profits from Warranty Insurance as they are brokers for the product. Building Warranty Insurance is known by different terms in different States. 3in1 Supadiverta. Rainwater Harvesting Best Practice using syphonic drainage. Cleaner Neater Smarter Cheaper Supa Gutter Pumper. A low cost syphonic eaves gutter overflow solution. Re: Building Warranty Insurance - A Damn Disgrace. 5Mar 19, 2014 10:19 am Might as well ad this to your list of links - http://www.builderscollective.org.au/ Take note of the video posted 13 March 2014 at the 12:55 mark. Damn disgrace is an understatement! Im in Qld, so things are slightly better here, but the QBSA has often been called toothless tiger, and many people have lost huge sums to ratbag builders without compensation. Rorts of this monumental scope should never have been allowed to go on for as long as they have. The quote from the Choice article in the other thread "in 2010-2011 homeowners paid $87.8 million, but only $108,000 was paid out." pretty well defines what a colossal con this is. Regarding fixing the rort, the main questions I feel are 1. Why is there no apparent accountability of those collected funds taken by forced regulation? Ie if the system is not paying out at a level approaching contributions, then reduce the premium appropriately, or increase the scope for claims. Or disband the scheme. 2. What sort of cohesive lobbying has to be done to the various state govts to have the system made fair? 3. What people might resist change to these rorts as they now stand because they are profiting from having the system remain as it is? The way the schemes are , even in Qld, there is no way Id let a builder construct a home for me. Too risky. Owner Builder all the way for me! Re: Building Warranty Insurance - A Damn Disgrace. 6Mar 19, 2014 11:46 am Good link. qebtel 1. Why is there no apparent accountability of those collected funds taken by forced regulation? Ie if the system is not paying out at a level approaching contributions, then reduce the premium appropriately, or increase the scope for claims. Or disband the scheme. The above is so succinct. Given that the 'insurance' is compulsory and its high cost, it is hard to believe that the scheme as administered is even legal. 'Snorky' Capone would be shaking his head in disbelief. 3in1 Supadiverta. Rainwater Harvesting Best Practice using syphonic drainage. Cleaner Neater Smarter Cheaper Supa Gutter Pumper. A low cost syphonic eaves gutter overflow solution. Re: Building Warranty Insurance - A Damn Disgrace. 7Mar 19, 2014 3:41 pm Here is where 4 million of that money may have gone: • A substantial increase in the cost of developing the Commission’s e-toolbox customer relationship management system (from an initial cost of $698,000 to over $4.65 million). from http://www.cbp.com.au/Updates/Ombudsman ... ion-in-Vic Re: Building Warranty Insurance - A Damn Disgrace. 8Mar 26, 2014 9:17 am So they created the Victorian Bulding Authority out of that fiasco, and on the table for 2014 is , quote "A major reform package will be implemented from July 2014, with VBA to become the one-stop shop for all aspects of building industry oversight, and improvements to the building permit system to be introduced." Re: Building Warranty Insurance - A Damn Disgrace. 9Mar 26, 2014 10:27 am The amalgamation of the former Victorian Building Commission and the Victorian Plumbing Industry Commission into the new Victorian Building Authority has not always been smooth. http://www.theage.com.au/national/build ... 2dyw1.html 3in1 Supadiverta. Rainwater Harvesting Best Practice using syphonic drainage. Cleaner Neater Smarter Cheaper Supa Gutter Pumper. A low cost syphonic eaves gutter overflow solution. Re: Building Warranty Insurance - A Damn Disgrace. 10Mar 28, 2014 10:21 am Well this topic died as quickly as it started. I would have thought it would be a hot topic since folk getting their new home built for them are being fleeced by this rort. Could it be the old Australian apathy at work again? As a staunch proponent of abolsihing state govts and having uniform national laws, this is another area that would benefit from a single national approach. Note the states come into line when enforcement feathers their nests , such as the penalising drivers outside of their home states thru a national licensing database, but for the Home Owners Insurance scheme they obviously couldnt give a fig. Its a sad fact that the average voter doesnt realise how much power they have if they united with others as a force. Will we ever see such a force in Australia, demanding accountability of our politicians and public servants, and greater input into govt decisions via electronic referendum? We the poeple need to be consulted a lot more. If the people dont achieve this eventually, we are going to sink into a quagmire of obfuscating burueaucracy that is impossible to assail. I already get the feeling we are heading to a Matrix-like future, where we are all a subdued body of carrrion that the Govt feeds off. Failure to protest will be societies eventual ruin. Bring out he guillotines, viva la revolutione! Re: Building Warranty Insurance - A Damn Disgrace. 12Mar 28, 2014 1:53 pm qebtel Well this topic died as quickly as it started. I would have thought it would be a hot topic since folk getting their new home built for them are being fleeced by this rort. Could it be the old Australian apathy at work again? Excuse the oxymoron but apathy is alive and kicking! qebtel As a staunch proponent of abolsihing state govts and having uniform national laws, this is another area that would benefit from a single national approach. Yep, too much bureaucracy and not enough efficiency...and all the additional fixed overheads to pay from the pool. 3in1 Supadiverta. Rainwater Harvesting Best Practice using syphonic drainage. Cleaner Neater Smarter Cheaper Supa Gutter Pumper. A low cost syphonic eaves gutter overflow solution. Re: Building Warranty Insurance - A Damn Disgrace. 13Mar 29, 2014 1:28 pm Liliana Oh qebtel! I hope you don't suffer the fate of Danton or Robespierre for that matter! Unfortunate fact of life - people must die in the fight against tyranny. Just ask a Syrian. Re: Building Warranty Insurance - A Damn Disgrace. 14Mar 29, 2014 7:02 pm Sorry I'm going to have to disagree with you here qebtel - George Orwell, who saw more revolutions and civil conflict than most of us, said it all in Animal Farm - regardless of what motivated the revolution in the first place, the pigs will always win in the end. Hopefully we don't have to have a blood bath to fix Builders Warranty insurance. Re: Building Warranty Insurance - A Damn Disgrace. 15Mar 29, 2014 10:03 pm A Choice review taken from another thread... Plenty to read here! http://www.choice.com.au/reviews-and-te ... rance.aspx 3in1 Supadiverta. Rainwater Harvesting Best Practice using syphonic drainage. Cleaner Neater Smarter Cheaper Supa Gutter Pumper. A low cost syphonic eaves gutter overflow solution. Re: Building Warranty Insurance - A Damn Disgrace. 16Apr 01, 2014 7:31 am The Consumer Action Law Centre is also advocating in this area with some good suggestions: In addition to overhauling the Building Commission and related bodies, Consumer Action has called for: the industry dispute resolution system to be mandatory for builders, free for consumers, and empowered to make binding determinations; the Government to undertake a detailed review of the enforcement framework and sanctions imposed on builders; the home building warranty insurance scheme to be overhauled so that it offers coverage when a builder won’t complete or repair, not only where a builder is ‘dead, disappeared or insolvent’. http://consumeraction.org.au/media-rele ... on-system/ Re: Building Warranty Insurance - A Damn Disgrace. 17Apr 01, 2014 12:54 pm Liliana - George Orwell, who saw more revolutions and civil conflict than most of us, said it all in Animal Farm - regardless of what motivated the revolution in the first place, the pigs will always win in the end. Orwell may have seen a lot locally, but there has always been civil conflict and revolutions at any time in History. With social media now, its "just like being there". Dunno about the pigs themselves, I think its power & greed that always corrupts absolutely. We need a form of govt
This insurance scheme highlights how deficient we are in these regards. And the other pigs let Napolean get away with far too much, so they are to blame as well. Meanwhile Qld politicians have awarded themsleves an $80K payrise. Noice. Re: Building Warranty Insurance - A Damn Disgrace. 18Apr 30, 2014 11:12 am Looks like something is happening after all. I was sent this link by the Consumer Action Law Centre: http://premier.vic.gov.au/images/140407 ... sumers.pdf Hi Suku18 In NSW the statutory required insurances are: 1. HBCF ( Home Building Compensation Fund) - This is if the builder dies or goes broke. But this only covers 20%… 1 2960 I apologise for any confusion, but your understanding is correct. We approached our situation differently based on advice from… 11 54208 i would not be signing anything on the day read your contract about when builder submits final invoice generally, have to meet builder within 7 days of receiving final… 1 5001 |