Posts by MiG • Home Renovation & Building Forum

Need advice on land orientation in MelbourneBuying Land

19 October 2021

Oct 19, 2021 11:11 am

Hello all, First of all, apologies. I understand this question has been asked gazillion times. I am looking to buy a block of land in the south east suburbs. The ones available in the size I want are either North facing, east facing or west facing.Would have preferred a south facing block so that I ...

Hello all, First of all, apologies. I understand this question has been asked gazillion times. I am looking to buy a blo...

Re: Floorplan check - is my study too small?Building A New House

20 October 2020

Oct 20, 2020 8:36 am

Is this a custom build? If not, can you please tell me who the builder is. I really like this plan, as is.

19 December 2019

Dec 19, 2019 12:59 pm

I got a pre-approval for my land and construction loan today. We had initially planned to buy a block of land and build on it. Ever since we applied for pre-approval we drove/took the train several times from work to the estate on working days just to get a feel of what we will experience in future....

I got a pre-approval for my land and construction loan today. We had initially planned to buy a block of land and build ...

Re: Canopy at AmstelBuying Land

27 November 2019

Nov 27, 2019 5:42 pm

Has anyone began their build yet? Keen to know the site costs

likes this

22 November 2019

Nov 22, 2019 10:29 am

Thanks Tom and Bec. That was elaborate. In my case, the best the broker has offered doesn't work for me. I am not sure if that is the best any broker would offer.

Thanks Tom and Bec. That was elaborate. In my case, the best the broker has offered doesn't work for me. I am not sure i...

22 November 2019

Nov 22, 2019 7:32 am

I have found that once you are above base 90% LVR, then banks look at applications in a more conservative light. Not only banks, but the LMI provider gets involved as well. Needs to be a strong application, but it is doable. What you might also want to be wary about is to apply for the land and con...

Yes, I understand. Would you suggest I try another broker? On the second part, would this be an issue if the lender is ...

22 November 2019

Nov 22, 2019 7:28 am

I think you actually might have that mistaken - banks tend to avoid buyback clauses. 95% inclusive (so 92% + LMI) is not uncommon nor difficult in metro locations for the right borrowers, perhaps there’s something else tricky about the situation? A tricky location? Block? Hi Bec, the broker has sen...

Hi Bec, the broker has sent me an example which says some like the developer has the right to buyback the property if c...

Mortgage with 92% LVRHome Finance

20 November 2019

Nov 20, 2019 8:51 am

Hello all, We are considering buying a block of land and building on it once it is titled. At the moment we do not have 20% deposit and the best we can manage is 8%. I am OK with paying LMI and would like to capitalize the LMI which brings the LVR to just under 95%. Our mortgage broker has told that...

Hello all, We are considering buying a block of land and building on it once it is titled. At the moment we do not have ...

Re: The CARLISLE HOMES & SPECTRA General Information ThreadBuilding A New House

3 December 2017

7228

Dec 03, 2017 4:50 pm

So far our interactions with CH has been very positive. I have absolutely nothing to complain considering I signed up with them on 1st Oct and I am due to sign my contract on Dec -18. They really did fast track my process since mine is a titled block of land in Wantirna Rise Estate, in Wantirna. If...

Thats nice. Anyways good luck with your build. Will be following.

Re: The CARLISLE HOMES & SPECTRA General Information ThreadBuilding A New House

3 December 2017

7226

Dec 03, 2017 4:30 pm

They are certainly not as busy as Metricon is. It could be to do with their pricing. I think CH, PD and Botique have better designs and hence charge certain premium... so not everyone builds with them. At least that has been my observation. -Ash How has your build progressed? How has your interacti...

How has your build progressed? How has your interactions been with Carlisle been so far? Have they been flexible enough...

Re: The CARLISLE HOMES & SPECTRA General Information ThreadBuilding A New House

3 December 2017

7224

Dec 03, 2017 11:44 am

I don't see many new homes build from Carlisle. Aren't they good ? or are there any other reasons that people choose Metricon, Coral, Henley etc.

I don't see many new homes build from Carlisle. Aren't they good ? or are there any other reasons that people choose Met...

Re: Kitchen Appliances: Brands and RecommendationsKitchen Appliances

1 December 2017

Dec 01, 2017 7:09 am

Noob question. If you are buying appliances on your own and your builder builds the kitchen, cabinets etc, how do you ensure they all fit properly.

Noob question. If you are buying appliances on your own and your builder builds the kitchen, cabinets etc, how do you en...

Re: Buying Electrical Appliances for New HouseGeneral Discussion

17 November 2017

Nov 17, 2017 7:59 pm

Has anyone got experience of how to get the best deal. I was thinking of getting all the required all the makes, model and emailing Harvey Norman, The Good Guys, JB HiFi and ask them to give me the best price for the whole package I really like this idea. I don't know if it will work, but its surel...

I really like this idea. I don't know if it will work, but its surely worth a shot. I suggest you try writing to compan...

Re: Arcadia- OfficerBuilding A New House

17 November 2017

Nov 17, 2017 6:11 pm

Not much on Arcadia on this forum. I suggest you join the Arcadia future residents group on fb.It has over 200 members. By the way can you tell me how was your experience dealing with Satterley so far?

Not much on Arcadia on this forum. I suggest you join the Arcadia future residents group on fb.It has over 200 members. ...

Re: Arcadia- OfficerBuilding A New House

17 November 2017

Nov 17, 2017 5:42 pm

You already purchased land or looking to buy in stage 14. Last I heard everything until stage 15 is sold out.

Re: Final build price Vs Advertised priceBuilding A New House

15 November 2017

Nov 15, 2017 7:33 am

Asking more members to contribute to this thread. This is useful info for people like me who are still in the 'should I jump in or should I not' stage. Thanks

Asking more members to contribute to this thread. This is useful info for people like me who are still in the 'should I ...