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danceswwolves
19 Posts

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danceswwolves
13 April 2009
3
Apr 13, 2009 1:01 am
I also have my home loan with CBA and got the insurance from them as well. I have taken the Wealth Package and this gives me discounts on insurance taken from CBA. I'll be paying my insurance premiums monthly. Why not ask for a quote from CBA and tell them that you're going to pay the premiums on a ...
I also have my home loan with CBA and got the insurance from them as well. I have taken the Wealth Package and this give...
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danceswwolves
8 April 2009
8
Apr 08, 2009 7:56 am
After a furious exchange of e-mails with my CSO and after discussing the issue with the Site Supervisor the vanity basins have finally been installed. The issue was escalated to the Construction Manager and they managed to get stocks from a different supplier with ours getting high priority. I guess...
After a furious exchange of e-mails with my CSO and after discussing the issue with the Site Supervisor the vanity basin...
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danceswwolves
5 April 2009
5
Apr 05, 2009 8:33 am
Thanks for all your replies. I will contact my builder tomorrow and ask if they can install our own basin or if we can upgrade to something better, we don't care as long as there'll be no more delays in the construction. What I'm furious about is that Simonds didn't offer any alternative. They just ...
Thanks for all your replies. I will contact my builder tomorrow and ask if they can install our own basin or if we can u...
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danceswwolves
4 April 2009
1
Apr 04, 2009 4:08 pm
I was suppossed to have my initial inspection done on 3rd April but then it was moved indefinitely because according to Simonds, the supplier of their vanity basins are facing some delays, thus Simonds is unable to do the plumbing fit off. We've chosen the overbench basin from Caroma/Stylus - http:/...
I was suppossed to have my initial inspection done on 3rd April but then it was moved indefinitely because according to ...
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danceswwolves
19 March 2009
3
Mar 19, 2009 9:29 pm
Ask your contact at the bank how they prefer to do it. We went through CBA and they weren't interested in doing a final inspection, just wanted the occupancy certificate and proof of insurance. They still managed to turn the simple task of picking up a pre-arranged cheque from our local branch into...
lol, that's scary. how long did it take from the time you requested for the cheque til the time you were able to pick i...
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danceswwolves
19 March 2009
1
Mar 19, 2009 5:48 pm
Hi Folks, Just wanted to ask about the settlment process for newly built home. We received the final Invoice Statement from the builder. Our PCI is on 3rd of April and according to CBA, they need to do the final valuation as well. Should I ask CBA to be there as well during PCI inspection, or should...
Hi Folks, Just wanted to ask about the settlment process for newly built home. We received the final Invoice Statement f...
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danceswwolves
13 March 2009
1
Mar 13, 2009 6:14 pm
Just wanted to ask how do banks conduct their valuation before settlement of a newly constructed home. They have done the valuation before construction started and we've signed the home loan documents based on that. Now that the house is almost finished, they need to conduct another valuation before...
Just wanted to ask how do banks conduct their valuation before settlement of a newly constructed home. They have done th...
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danceswwolves
6 March 2009
20
Mar 06, 2009 4:12 pm
CBA told me that during construction they will inspect and do valuations at all the payment stages before handing over the $$ to the builder. In my case, we already own the land, and the loan won't be more than the land alone is worth, so in our case they WILL loan us what we need, but they'll stil...
Not sure if CBA inspected the house at each stage but from Slab to Fixing Stages they were able to release the funds in...
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danceswwolves
3 March 2009
76
Mar 03, 2009 10:18 am
We have visited our worksite early Saturday morning and met the painters. They seem nice. There was a minor error though with the feature wall, the wrong side of Bedroom 1 and Lounge was painted. We showed them where we wanted the feature paint to be and they said they will correct it accordingly on...
We have visited our worksite early Saturday morning and met the painters. They seem nice. There was a minor error though...
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danceswwolves
27 February 2009
75
Feb 27, 2009 12:43 am
I wonder if Gary Simonds and family are really aware of just how poor the service and standards of their company really are. I'm sure he does, since there are lots of customer sent him their "piece of mind" via emails and mails. But of course his care factor is equal to 0, any company that have a l...
I'm sure he does, since there are lots of customer sent him their "piece of mind" via emails and mails. But of course h...
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danceswwolves
25 February 2009
66
Feb 25, 2009 3:38 am
we're now on the final stage with S*monds. throughout all of these times everything was fine except for two things, the electrical and sound system additions were not included. the issue is that we requested this through our CSO since late December and after a series of e-mails and follow-ups, he ha...
we're now on the final stage with S*monds. throughout all of these times everything was fine except for two things, the ...
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danceswwolves
22 February 2009
8
Feb 22, 2009 8:51 am
Glad to hear that, hope you have a happy building experience from now on. Grats.
Glad to hear that, hope you have a happy building experience from now on. Grats.
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danceswwolves
20 February 2009
6
Feb 20, 2009 10:53 pm
hi edgevine, hope your problem with the bank gets resolved soon. i know someone who's 1st progress claim payment was delayed for 3 weeks because the Lending Manager set the loan up wrongly and they were penalized. perhaps you can ask for an extension from your builder. good luck.
hi edgevine, hope your problem with the bank gets resolved soon. i know someone who's 1st progress claim payment was del...
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danceswwolves
30 October 2008
325
Oct 30, 2008 9:38 pm
We're building with Simonds (Millbank 2800) at Brimbank Gardens, Derrimut. http://brimbank-gardens-house.blogspot.com/
We're building with Simonds (Millbank 2800) at Brimbank Gardens, Derrimut. http://brimbank-gardens-house.blogspot.com/
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danceswwolves
24 October 2008
15
Oct 24, 2008 8:26 pm
Land got settled recently. I told CBA that I will be building soon and they have ordered a valuation of the Land + House. Land valuation came up $9K higher than the previous one and they also gave 100% value to the construction costs. They're giving me 95% LVR which means I just need to come up with...
Land got settled recently. I told CBA that I will be building soon and they have ordered a valuation of the Land + House...
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danceswwolves
28 July 2008
3
Jul 28, 2008 11:53 am
I wouldn't think that the CBA would do that without secondary security? The bank will also combine the land value and the projected value of the home at completion to ascertain the amount they will then lend you. If either the land or the building comes in at a lower valuation then that normally wo...
Thanks Kyton for the response. For the land, it was valued $15,000 below the selling price, so I have to come up with t...
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danceswwolves
21 July 2008
18
Jul 21, 2008 8:12 pm
hi winniey, we're also looking for September site start if the land gets settled in August. I'm building with Simonds Millbank 2800. you're right, it would be exciting to track our progress.
hi winniey, we're also looking for September site start if the land gets settled in August. I'm building with Simonds Mi...
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danceswwolves
20 July 2008
1
Jul 20, 2008 11:16 pm
hi guys, just wondering if anyone had a 100% construction loan with CBA? i'm about to settle my land (95% finance) and was hoping that i could get a 100% construction loan as i didn't get 100% valuation on the land, which meant that for the land, I had to fork out the difference between the selling ...
hi guys, just wondering if anyone had a 100% construction loan with CBA? i'm about to settle my land (95% finance) and w...
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danceswwolves
20 July 2008
16
Jul 20, 2008 11:10 pm
Thanks for the welcomes! We've got a stage 28 land. When we drove through the estate a few weeks ago the roads were ready and there were street lights. To my (untrained) eyes everything looks ready. I think I'm just really eager for the building to start! :) I've also noticed there aren't many peop...
hi there winniey, i'm also waiting for land settlement in brimbank gardens stage 28. we might be neighbours , i'm in th...
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