Westpac mess up my offset account. they have removed my offset account from my land loan account and linked it with my construction loan account after settlement of construction loan. they don't even tell you what they do . Until I found out my interest repayment is not right. What happened was that my first construction draw need to used my own fund which mean I am not borrowing any money from the bank for my first draw. Westpac mess up my offset account. they have removed my offset account from my land loan account and linked it with my construction loan account after settlement of construction loan. they don't even tell you what they do . Until I found out my interest repayment is not right. What happened was that my first construction draw need to used my own fund which mean I am not borrowing any money from the bank for my first draw. The bank decide to use my offset account to offset for nothing , instead of offset of my land loan . then they can maximum their profile . they don't even reimburse their over charge interest
anyway I hope anyone check their repayment regular . and don't let the bank over charge us .