Browse Forums Building A New House Re: Anyone building with Homebuyers Centre in VICTORIA? 2020Jan 15, 2015 12:44 pm Happy to help whenever and wherever I can! So yes, we had a health check done through Resolve and the credit check was all good. When it came to apply for the loan we had a little hiccup- I'm not sure exactly what it was but We had a couple of credit cards (store card and normal credit card) with low limits . Resolve said we can't get approved. So we then paid out the cards (no big deal) and our application was approved. Because we had a low deposit/first home owners and no savings we had to go with Bluebay. The bank has been fantastic though and it's great they are based in WA because they are still open when I get home from work if I need to call. You also deal with the same person each time. The approval process from there was really smooth. We have a very confusing set up with a line of credit/mortgage account and visa all attached to each other but we just do direct debit so I don't need to monitor it closely. I must admit though, even though the approval was smooth the communication with Resolve was horrible. The guy never got back to us and it took 3 months to get an answer. It's because our land hadn't titled yet so they didn't see the rush. They lost documents, didn't reply to emails and I ended up getting assistance from the resolve admin assistant to get everything done. She was great. They have a really high turnover of staff so I think I dealt with about 5 people just from Resolve. Once they are out of the picture though and you are dealing with Bluebay direct it should be smooth sailing! We are in Livingston- also by PEET. I preferred Cranbourne East over West but I found the land prices very much the same at the time I was looking but we wanted a bigger block so at that time, Cranbourne East had more to choose from. Our alfresco deck is nearly finished and I am so excited!! At the sales meeting- if you end up signing a preliminary work contract (PWC) treat this like a regular contract. Ensure your structural changes (walls/eaves/decks/doors/room layouts) are in this as you cannot change structural later. I don't think you will do a PWC at this one but just incase. Also make sure you build in an allowance of money that you can spend at the selections appointment otherwise you are paying for every upgrade on the day. Double glazing- both of our living areas are double glazed but not other areas of the house. It also meets a 6 star energy rating. If I could do it over I would have done the master bedroom as well. I don't notice a chane in noise but temperature wise I do. Good luck! Build Permit-17/12/13 Earthworks-13/1/14 Slab-30/1/14 Frame-10/2/14 Lock Up-7/3/14 Fixing Stage Complete-20/3/14 New Home Presentation-6/5/14 Moved in 17/5/14! Blog: http://dandesbuild.blogspot.com.au I havent, and i havent looked to much into it, but on face value its not the saviour its trying to make out to be. Shared equity in your home is never a good idea. The… 1 3973 Hi, have purchased a house with 2 single garage doors. The Centre pillar one side sits proud to the other. Can I change 2 doors into one. Please see picture. 0 6346 For reference, this is the Austlii reference. My take on this is, that they would be breaking the law denying access to a homeowner in Victoria, or their agent from having… 1 9087 |