Browse Forums Building A New House Re: Porter Davis homes 2785Jul 29, 2011 9:51 am My building thread : viewtopic.php?f=31&t=36059 Paid initial deposit 24/7/10 Tender appointment 20/8/2010 Flooring and tile appointment 25/9/10 Colour and Electrical appointment 13/9/10 December site start delayed Site start (YAY!) 17/1/11 Slab pour 1/2/2011 Re: Porter Davis homes 2786Jul 29, 2011 9:52 am My building thread : viewtopic.php?f=31&t=36059 Paid initial deposit 24/7/10 Tender appointment 20/8/2010 Flooring and tile appointment 25/9/10 Colour and Electrical appointment 13/9/10 December site start delayed Site start (YAY!) 17/1/11 Slab pour 1/2/2011 Re: Porter Davis homes 2787Jul 29, 2011 11:10 am Porter Davis Homes Questions? Call 1800PORTER Mon - Fri 9am-8pm Sat - Sun 10am-4pm info@porterdavis.com.au http://blog.porterdavis.com.au/ http://www.porterdavishomes.com.au Re: Porter Davis homes 2796Jul 31, 2011 10:03 pm Building the Drysdale 30 Wallara Waters, Wallan My Blog : http://www.ourwallanhome.blogspot.com My thread: https://forum.homeone.com.au/viewtopic.php?f=31&t=50975 Re: Porter Davis homes 2797Jul 31, 2011 10:13 pm cattycatcat Hi All, Just a quick question.. We are about to sign on to build with PD after finally securing our block. We have paid our $1000 to hold our start date for September but now our sales assistant wants us to talk to Choices Home loans. Do we have to speak with them? and if we do how much information do we have to give them? We already have our pre aproval for our mortgage so why do we have to give all our personal/financial details to a stranger?? I really don't want to have to talk to a broker... have you told your sales assistant about the pre-approval? sounds like he/she presumed that you haven't got your finance in place. Re: Porter Davis homes 2798Jul 31, 2011 10:16 pm cattycatcat Hi All, Just a quick question.. We are about to sign on to build with PD after finally securing our block. We have paid our $1000 to hold our start date for September but now our sales assistant wants us to talk to Choices Home loans. Do we have to speak with them? and if we do how much information do we have to give them? We already have our pre aproval for our mortgage so why do we have to give all our personal/financial details to a stranger?? I really don't want to have to talk to a broker... It's not so bad if you tell them you have approval already. When I did this recently they just asked some ballpark questions like how much are you looking to borrow, how much do you have saved, how much do you earn. You don't have to be specific, they just want to make sure you are capable of servicing the loan. If anything I think they just make sure you are aware of what is required. The Choice broker I spoke to was great and didn't push me to use them, just got the figures and said yep I can see you will be right. He then proceeded give me some further information, about how to lower the insurance etc. I even rang back later on to get more information from them, and ended up going with them as they were 1000 times more helpful than the broker we had already seen(this broker also recommended their own loan which is why I was glad to get some info from another party) Anyway in short, don't worry about it if you are happy with your own finances. They won't check up on anything you tell them, it's just a formality Re: Porter Davis homes 2799Jul 31, 2011 10:26 pm bobbie cattycatcat Hi All, Just a quick question.. We are about to sign on to build with PD after finally securing our block. We have paid our $1000 to hold our start date for September but now our sales assistant wants us to talk to Choices Home loans. Do we have to speak with them? and if we do how much information do we have to give them? We already have our pre aproval for our mortgage so why do we have to give all our personal/financial details to a stranger?? I really don't want to have to talk to a broker... have you told your sales assistant about the pre-approval? sounds like he/she presumed that you haven't got your finance in place. Our sales person made a suggestion to us too to use choice home loans, we mentioned to him that we will be going through our broker and do not want to go through choice at the end we had to provide them with a few details though. Looks like it is a PD process just to ensure you can get a loan from the bank so that they can be ensured of a sale. Three options 1 Ask the liquidator 2 Find another PD customer and ask the source of their report 3 Pay for new report 3 13891 I would never build with Fowler homes. I built with them in 2021 and till date maintenance issues are pending. All their existing trades and businesses don't work with… 14 109070 Hi there! Putting the feelers out there for those who have (or almost) built with Arli homes! Interested in your experiences who've built from their stock home designs… 0 26374 |