Browse Forums General Discussion Re: Home Content Insurance - QBE vs AAMI 3Jan 08, 2010 8:57 am 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: Home Content Insurance - QBE vs AAMI 9Jan 08, 2010 3:25 pm 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: Home Content Insurance - QBE vs AAMI 11Jan 08, 2010 6:10 pm GregC lisanne They offer a unique cycling insurance (not by default though) that gets combined into your contents insurance and I've had quite a few friends make claims on their $5k+ bikes and haven't had a problem and it's been paid out in less than 2 weeks This will be part of the Valuables insurance add on to the Home Contents policy. It can be quite good value and certainly worth looking into if you have high valuable portable goods like bike or laptops. It should also cover mobile phones. It's actually a separate policy with it's own name - Cyclesafe, so it's not a standard part of a policy (I believe) and then if you want to be covered while racing then it's a few more dollars depending on if you have a carbon frame or not etc 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: Home Content Insurance - QBE vs AAMI 12Jan 11, 2010 4:52 pm T1ms Hi all, At the moment we are in the market for Home & Content Insurance. After do some research, we finally come up with 2 choices, which is QBE or AAMI. Hope someone in this forum can give us some input & suggestion between these 2 companies. Any advice or personal experience are more than welcome! Below is our current situation and followed by some finding between 2 companies (our own opinion). Situation Currently we're building in Williams Landing estate. This is a pretty brand new estate, so at the moment there are lots and lots of construction work on the site. At the moment we have no direct neighbor, only an empty land. Handover will be around 2-3 weeks time, and fencing will be up in 8 weeks time. We were thinking that it would be nice to have the lowest excess as possible for the first year because we never know what might happen. QBE insurance -. Need to specified the building amount to be insured -. Zero excess feature -. Great customer service (sales), but not sure if it comes into claim department -. They offer 'Valuables insurance' feature to cover your mobile phone, camera, laptop, sporting equipment or jewellery from accidental loss, theft or damage away from home. Here is the feature & benefit from their website (http://www.qbe.com.au/Personal/Home/Features-Benefits/Insurance.html) AAMI insurance -. Total building replacement -. No zero excess, minimum excess is 100 -. Great customer service (sales), again, not sure if it comes into claim department -. No claim bonus For comparison, we do some quick quote with $100 excess for both building & content and it comes up with the following figure: AAMI: $1048 QBE: $1004 Any comments? Cheers, Its sounds very impressive ...Thanks for sharing great info...im planning to take QBE..How to contact your company ? will you have any branches in Lecistor (UK) ??? Re: Home Content Insurance - QBE vs AAMI 13Jan 11, 2010 7:26 pm T1ms Hi all, At the moment we are in the market for Home & Content Insurance. After do some research, we finally come up with 2 choices, which is QBE or AAMI. Hope someone in this forum can give us some input & suggestion between these 2 companies. Any advice or personal experience are more than welcome! I am with AAMI for car and home/contents. Haven't had any home/contents claims yet, but have had a number of car claims over the years and have always been happy with their customer service. You may be interested to know that AAMI can also provide insurance for specified valuable items out of the home as part of its contents insurance - for example, I have my wedding ring specifically insured so that if I lose it or have it stolen while I am out, it is still covered. I like the unlimited cover part of the home insurance, because it's not uncommon for owners to underestimate how much it costs to replace a house. When I got home insurance, they asked me questions about the age of the house, its construction, size, etc. The representative told me how much AAMI estimated it would cost to replace the house - let's just say it was a LOT more than I would have estimated if I'd had to come up with a number. Re: Home Content Insurance - QBE vs AAMI 14Jan 12, 2010 4:04 pm grahamketty Its sounds very impressive ...Thanks for sharing great info...im planning to take QBE..How to contact your company ? will you have any branches in Lecistor (UK) ??? I'm not sure whether QBE Europe will have the same policy as in Australia. But probably you can find QBE office location from the link below http://www.qbeeurope.com/locations/index.htm Re: Home Content Insurance - QBE vs AAMI 15Jan 12, 2010 4:13 pm indigo9 I am with AAMI for car and home/contents. Haven't had any home/contents claims yet, but have had a number of car claims over the years and have always been happy with their customer service. You may be interested to know that AAMI can also provide insurance for specified valuable items out of the home as part of its contents insurance - for example, I have my wedding ring specifically insured so that if I lose it or have it stolen while I am out, it is still covered. Good to hear another positive feeback for AAMI indigo9 I like the unlimited cover part of the home insurance, because it's not uncommon for owners to underestimate how much it costs to replace a house. When I got home insurance, they asked me questions about the age of the house, its construction, size, etc. The representative told me how much AAMI estimated it would cost to replace the house - let's just say it was a LOT more than I would have estimated if I'd had to come up with a number. When I asked one of the QBE consultant about the building cover for not being unlimited, he told me that they will increase the amount insured for building part by 6% every year... Not really sure how it works.. Hi Suku18 In NSW the statutory required insurances are: 1. HBCF ( Home Building Compensation Fund) - This is if the builder dies or goes broke. But this only covers 20%… 1 3339 I apologise for any confusion, but your understanding is correct. We approached our situation differently based on advice from… 11 55002 i would not be signing anything on the day read your contract about when builder submits final invoice generally, have to meet builder within 7 days of receiving final… 1 5350 |