Browse Forums Home Finance 1 May 05, 2009 2:27 pm Texas Aston Joe became our world on the 20th December 2007 Pregnant again this time Due on Xmas Day..... We must have a thing with December! Glenn and I are building our dream home..... http://lifeastherichmonddavisclan.blogspot.com/ Re: Approval Drama's with Banks????? Anyone else???? 3May 05, 2009 4:26 pm 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: Approval Drama's with Banks????? Anyone else???? 5May 06, 2009 9:57 am Texas Aston Joe became our world on the 20th December 2007 Pregnant again this time Due on Xmas Day..... We must have a thing with December! Glenn and I are building our dream home..... http://lifeastherichmonddavisclan.blogspot.com/ Re: Approval Drama's with Banks????? Anyone else???? 6May 06, 2009 9:46 pm viewtopic.php?f=31&t=22766 - my build thread! Time waits for no man. Unless that man is Chuck Norris. Re: Approval Drama's with Banks????? Anyone else???? 8May 06, 2009 10:27 pm Building a Wisdom Prosperity 23 - http://erwisdomprosperity.blogspot.com/ Re: Approval Drama's with Banks????? Anyone else???? 10May 06, 2009 11:00 pm Building a Wisdom Prosperity 23 - http://erwisdomprosperity.blogspot.com/ Re: Approval Drama's with Banks????? Anyone else???? 12May 06, 2009 11:08 pm Building a Wisdom Prosperity 23 - http://erwisdomprosperity.blogspot.com/ Re: Approval Drama's with Banks????? Anyone else???? 13May 07, 2009 12:14 am Holy crap!! Thats terrible?? How could the bank do that tho?? They must have screwed up seriously at some point in the application process. I feel so bad for your sister mattwalker!! viewtopic.php?f=31&t=22766 - my build thread! Time waits for no man. Unless that man is Chuck Norris. Re: Approval Drama's with Banks????? Anyone else???? 14May 07, 2009 10:30 am MAtt, thats so horrible for your sister.... But sounds very much like a few stories i have heard lately! Talk about wrong! Love Kirby xoxo Texas Aston Joe became our world on the 20th December 2007 Pregnant again this time Due on Xmas Day..... We must have a thing with December! Glenn and I are building our dream home..... http://lifeastherichmonddavisclan.blogspot.com/ Re: Approval Drama's with Banks????? Anyone else???? 15May 07, 2009 10:36 am mattwalker nope to that too! The owners are moving back in on Friday! Hopemum and dad are ready for a family of 5 How does that happen.???? Once you sign and they present your with your loan docs, isnt that a binding contract??? Is that illegal?? Living in Caloundra Thread****** Lovin my house all finished!!! Now tackling the HUGE task of the Garden- viewtopic.php?f=31&t=14782 Re: Approval Drama's with Banks????? Anyone else???? 16May 07, 2009 12:59 pm For us its not the bank, but the mortgage insurer. They seem to wait a few weeks, come up with some more paperwork they want, sit and spin... EG, building a new house we dont have window coverings included (pretty standard) so they wanted a quote (This is the mortgage insurer) for window coverings, to 'see if we can afford them'. FFS you retards, yes we planned on buying a house thats WELL in our means, oh you mean we will want something on the windows? IM SHOCKED! Our broker, builder, and about everyone Ive told has just gone WTF at that, luckly our builder also does some commercial stuff so just got a stupid quote for the stupid window coverings to try and appease the stupid insurer. Im waiting for them to ask for quotes for things like brik-a-brak next... They also complained my pay slips were too old, well, they were the latest i had WHEN WE PUT IN THE PAPERWORK 6 WEEKS AGO! Re: Approval Drama's with Banks????? Anyone else???? 17May 07, 2009 2:13 pm Ah yes - still waiting. I thought we had it in the bag easy. Broker made it sound like a done deal too (now I feel a bit gullable). We already own two properties and have a healthy income. We are supposed to settle - tomorrow! No answer from the bank. It has been 'escalated' apparently. Must be sitting in someones in tray somewhere. Hopeless! Re: Approval Drama's with Banks????? Anyone else???? 18May 08, 2009 9:08 pm Omg Matt that's the worst thing!! 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: Approval Drama's with Banks????? Anyone else???? 19May 08, 2009 9:45 pm adding to the list of bank approval drama with ours, Got our conditional approval with CBA since Jan 09, then we decided to build in Feb 09, managed to get the developer to delay the settlement to 2nd week of May 09, just to be in the safe side. Lucky we did. the Land valuation come back spot on to the purchase price and unconditional approval on March 09. Have signed the building contract and everything was fine so we signed the home loan contract on the last week of March. Suddenly, on last monday, CBA rang me and said that the building valuation come in 25K short because new estate/no comparison at the moment, so they need us to sign a new contract with 25K less or pay extra LMI if we keep going for the full amount? what the ...?!!!. With only 1 week to settlement, we fell like we've been blackmailed to accept. Finally, we accept the new loan amount and signed the new contract the very afternoon. CBA is fully aware that our settlement date is within a week and we was assured that everything is ok now. Guess what? my conveyancer rang me today and said that CBA is not ready to settle yet... Re: Approval Drama's with Banks????? Anyone else???? 20May 08, 2009 9:57 pm these stories are just terrible... A thankful person is a happy person. [/color]My hobby design blog: http://aviewondesign.blogspot.com/ A survey must’ve completed by a certified surveyor. This form part of every DA requirement 3 224893 1 3090 Hi Minho I have heaps of experience in Ku-ring-gai with both DAs and CDC ( this is the main area we build in). DA's are taking 12-18months and CDC's we have been doing… 1 3227 |