Browse Forums General Discussion 1 Sep 15, 2018 3:01 am My builder advised after PCI owner should purchase home & content warranty insurance. Builder will not responsible for any theft and damage. !!! Handover will be another 2-3 week so why the owner will be responsible as we don't have access to property or ability make it secure? Like ⋅ Add a comment ⋅ Pin to Ideaboard ⋅ Re: Owner Responsible for Any dmage or Theft After PCI 3Sep 15, 2018 1:29 pm I have purchased insurance already. Incase need to claim anything then premium will go higher and reputation of insurance claim. One of their client already had similar issue and dispute with insurance company and builder. I will install secuity camera system after hand over and selected cctv options in insurance application. worst case scenario insurance company may refuse to pay as I don’t have the camera installed yet. As soon as i get the key i would Install them immediately . Owner Responsible for Any dmage or Theft After PCI 4Sep 15, 2018 2:38 pm Why don’t you have HWS and overnight etc installed after handover. That’s when the keys are changed over and only yours works.
I wouldn’t want to be responsible while trades still have access via builders key. I think your contract states if you have items installed after PCI before handover then you are responsible Otherwise typically installed 5 days after handover. Best to have all these items installed when you move in. When you get the keys you are responsible for that insurance. Between PCI and handover I would leave the responsibility with the builder Re: Owner Responsible for Any dmage or Theft After PCI 5Sep 15, 2018 4:10 pm Once you take the keys then you are responsible for protection of your property. I would recommend that you get your wifi organised and on line at handover then buy Arlo Pro 2 from Netgear, wireless setup is a breeze. You will get a real time alert on your phone if a neighbours cat enters your property (or anything/anyone else day or night) and the video is sent to the cloud. I have a camera guarding my boat and Wallabies are tripping it out at night. I highly recommend the system. 1 real time alerts + video on your phone and in the cloud 2 You can call Police 3 You will have video evidence for prosecution. Foremost Building Expert in Australia,assisting with building problems/disputes, building stage inspections,pre-contract review advice for peace of mind 200 blogs http://www.buildingexpert.net.au/blog Re: Owner Responsible for Any dmage or Theft After PCI 6Sep 20, 2018 2:06 pm We haven't received the key yet just had PCI as per HIA contract we are liable!!! And builder won't allow me to install any camera until key handover. Not sure how come builder can include such a clause !!!! Re: Owner Responsible for Any dmage or Theft After PCI 7Sep 21, 2018 7:02 pm Builder is in possession and responsible until keys are handed over. Foremost Building Expert in Australia,assisting with building problems/disputes, building stage inspections,pre-contract review advice for peace of mind 200 blogs http://www.buildingexpert.net.au/blog Different to what others have said but thanks for that insight. 2 5179 1 4650 Yes, I have. But, I haven't paid yet. They know they did not do proper jobs and I sent the email re: final payment, I cannot pay. They said, we will do 2nd PCI. Since… 2 5457 |