My husband and I are currently building our first home (that's a WHOLE other story). We had a deposit of $50,000 (plus the FHOG $20000). Our loan was approved based upon contract price from a project builder however, we had to have some extensive variations done after the loan was approved. Also, our land valuation came in under what we needed to pay for the land. Long story short- we are not going to see a cent of our FHOG which we were going to use to do all the extra bits (driveway, landscaping, possibly window coverings etc) after handover.
My question is, after handover what options do we have, in terms of finance, so we can get our driveway and landscaping done?
Any advice appreciated T.I.A