Browse Forums Building A New House Re: Land loan & construction loan 19Apr 26, 2017 2:53 pm In our case we put all we wanted to contribute into the land loan to keep it as small as possible and avoid LMI. Then when it came time for the construction loan we used the equity in the land as the deposit. Anything we saved in the meantime we held on to for post handover things. The biggest challenge will be if you take out a loan and then run out of money - you'll have an incomplete security and lenders do not like this so you can get stuck.… 2 19097 Can you give advice on how to get missing certificates needed for a form 21? Our bank requires us to provide one but we are missing 4 building certificates from our first… 3 71811 DIY, Home Maintenance & Repair That laser level looks lovely! We bought one for less than a quarter of that price off eBay. It worked really well for us and it's still going now, five years later. After… 1 16711 |