Hi all,
I've been informed from my bank that they have miscalculated my borrowing power and the previous agreed amount cannot be lent to me. Previously, they said that they expected the house and land package is payable only when the house is completed (WTF!!!). But now they realised that I got 2 separate contracts, so when we're building, we're still renting as well so our borrowing power is reduced by 75%. What should I do now?