Browse Forums Home Finance Re: First Home Buyer Q & A 7Apr 28, 2007 11:12 am I think the posts above highlight why alternate lenders are gaining so much traction in the Australian market, and continue to go from strength to strength.
Frankly, anyone who just wanders up to their bank (who've they've been with for x years) and takes out whatever loan they offer, needs their head read. There are so many great deals out there, with companies that will overservice rather than underervice - I know what I would rather! My tip is to everyone (and although I've only bought one house) is shop around - and, if for some reason you 'want' to give you bank last chance, then front up and put it to them straight: I have been offered deal y with company z, and if you can no at least match what they're offering, I will take all my business away. You will be surprised what they can actually do. Even with existing loans! No consumer should feel any loyalty to any banking institution - their job is to make money off you! Working in insurance I see this everyday, and I know if I don't keep service levels up, clients will go elsewhere without a thought - unless you have displayed service 'above and beyond'. Sorry, just my 2c. Re: First Home Buyer Q & A 8Apr 29, 2007 1:10 pm yes there are banks and there are banks, some provide a good rate others great features, some with great service and some with a balanced combination Wayne www.alphamortgagesolutions.com.au info@alphamortgagesolutions.com.au Contact us for a free consultation for advice on how to structure your loan for maximum benefit Re: First Home Buyer Q & A 9May 25, 2007 6:26 pm EGGENZ 1. MAKE SURE IT HASN'T GOT TERMITES! 2. MAKE SURE THE PLUMBING WORKS. 3. MAKE SURE THE AIR CON. / HEATING WORKS. tHESE ARE JUST A FEW TRAPS i'VE FALLEN IN. PLEASE ADD TO THE LIST. EGGENZ 2004 1. Had a termite check..... came back clear... there were termites! 2. No taps in the house, the sellers 'in-laws' stole them all!! 3. Power was not on when we bought (vacant for a while) But sellers 'in-laws' stole the air/con remote. (They tried, but failed, to rip out the air-con)!!! Plus side, we did get the house cheap Not much in this responce. My suggestion is, what are you looking to build and why. This will all be impacted by the local councils planning scheme. Familiarise yourself… 6 5865 So it looks like we finally have some movement on site! Definitely later than expected, but I'll take any progress at this point. I'll drop by over the weekend to get… 5 27722 We already paid for somfy motors for the blinds. The quote above was purely for “pre-wiring” so the blinds company can install the motors and blinds. That’s why we… 5 16281 |