Browse Forums Home Finance Re: The grand plan and how to finance it 6Feb 09, 2014 11:40 am ~ Anne I used to be indecisive but now I'm not quite sure. Eeek - We're embarking on a knockdown rebuild! Click here for our build thread Our blog: kdrhome.wordpress.com Re: The grand plan and how to finance it 8Feb 10, 2014 6:33 pm chrisv my question is based on 5% deposit. can mortgage insurance be put in over the top of the finance amount of $411000 and be ok? and can all bank fees be included in the home loan at this point. As slightly Random and PLC aka Tom was saying, there are some lenders that do lender 95% and allow to include LMI in total 97%LVR. However it does depend on your overall situation and what type of lender. There are very strict guidelines which will involved your credit file as well. Unfortunately banks will not be able to include all the fees after you have pushed the LVR to 97% to include LMI. However there are some brokers with access to lenders that may be able to go over that threshold by $20,000 which can be used for personal use. you were just referred to get advice from your solicitor. This is a legal matter. Separately, why would you use a buyers agent for a house and land package? 3 55057 Hi Mofflepop, I would recommend finding a building designer to prepare plans, they should design to your specified budget. The benefit is you can tender the project out… 9 20353 i thought the flipped plan initially but bec i want narrow pathway from entry to dining (dont like bend), also cannot fit the… 7 17259 |