Soooo I'm crunching the numbers on our new house build with its accompanying gigantic mortgage (scary because it's such a big financial commitment!). I'm finding it hard deciding what a comfortable or tight financial buffer is... so am after opinions.
I've done a budget with our income minus all possible expected expenses I could think of. Includes mortgage, groceries, petrol, bills, school fees, hairdressers, occasional eating out, insurance, childcare etc etc.
The net amount left over each fortnight is $850. Would this be enough for you? Is this a good buffer do you think? We have two kids.