Hi,
I am lucky enough to know a westpac bank manager who went to the same highschool as me who made it very easy for my $960k loan to be approved quickly. Now when it comes to negotiating the discount % off the variable rate, he can only offer me 1% which seems to be pretty standard. Has anyone been able negotiate above 1%? He has offered me first year fee free which i think is around $300-$495 i can't quite remember as it was over the phone.
Thanks