Browse Forums Home Finance 1 Jan 29, 2013 10:58 am So over the past 18 months we've had a few personal issues which led to a few bills being paid late, we never defaulted or anything, the bills were just paid a little late. My question is will this have gone onto our credit report? Which I have ordered today, but just thought I would see if anyone had a quick answer.. Building the Whistler, by Fairhaven. In Tesoro Estate, Koo Wee Rup Land deposit - 30/08/13 Land settlement 22/11/13 Build deposit 23/02/14 Colour Selection 23/07/14 Tender appointment 13/08/14 Re: Late bills affecting credit report 2Jan 29, 2013 1:12 pm Depends on how strict the creditor is but if the overdue payments are paid within a few weeks, then most likely will not be on your credit file, if it a few months late then different story. If you go by the information on the mycreditfile webpage, overdue accounts need to be 60 days behind before it can be listed as a default unless it is a clearout. Cheers Tom Re: Late bills affecting credit report 3Jan 29, 2013 4:13 pm Thanks for the reply Tom! All bills were paid within a week or so of being due so hopefully it hasn't affected us as our circumstances have sorted themselves out and we are all under control and ready to go Building the Whistler, by Fairhaven. In Tesoro Estate, Koo Wee Rup Land deposit - 30/08/13 Land settlement 22/11/13 Build deposit 23/02/14 Colour Selection 23/07/14 Tender appointment 13/08/14 Like I said the Occupancy Certificate is not the tollgate that marks the completion of the house. The contract defines… 7 10761 |