My partner and I are looking to buy our first home.
He works as a casual highschool teacher, but he always has work and usually with the same school. I work full-time, but I only started recently so I don't have as much saved up as he does (he's well into the 20% deposit range) so we have decided I will not be included on the loan.
Friends of mine have told me that you must have full-time employment to secure a loan, whereas his friends insist you just need to show a steady stream of paychecks. So I suppose I'm wondering who should I listen to? Should I prepare now for a rejection from the bank?
Thanks for any help