Browse Forums Home Finance Re: Help? Title/settlement of land and how to pay? 2Dec 20, 2012 8:58 pm - MrsT Brought first house in 2008. Renovated...a LOT. Built in 2013. Our thread: viewtopic.php?f=31&t=67954 Re: Help? Title/settlement of land and how to pay? 8Dec 27, 2012 1:11 pm Michael Chan | Australia wide Mortgage Broker Michael@ShapeHomeLoans.com.au | 1300 74 5626 | Fax: 02 8212 8909 http://www.ShapeHomeLoans.com.au Re: Help? Title/settlement of land and how to pay? 10Jan 02, 2013 4:16 pm Deposit Paid 31/10/12 Selections 25/1/13 NHC 28/2 DCA 20/3 Siteworks 2/5 Slabbed 20/5 Wall Frames 3/6 Brickwork Finished 2/7 Lock Up 19/7 viewtopic.php?f=31&t=58864 Re: Help? Title/settlement of land and how to pay? 12Jan 02, 2013 11:17 pm Michael Chan | Australia wide Mortgage Broker Michael@ShapeHomeLoans.com.au | 1300 74 5626 | Fax: 02 8212 8909 http://www.ShapeHomeLoans.com.au Re: Help? Title/settlement of land and how to pay? 13Jan 03, 2013 8:21 pm shape Cross collaterising won't make a 90% LVR loan decrease to 80% LVR Magically....it's just the way the loan is structured and a simple game of shifting numbers to benefit the BANK rather then you. You can still achieve what you want without cross collaterising. Regards. My comments were based on a single loan application as is the probable case in this scenario. Like Shape mentioned the structure can be isolated on each property without Xing them and still achieves the Goal. May just mean a few extra Bank fees to draw up two loan documents but worth the expense to have segregation of each asset. Deposit Paid 31/10/12 Selections 25/1/13 NHC 28/2 DCA 20/3 Siteworks 2/5 Slabbed 20/5 Wall Frames 3/6 Brickwork Finished 2/7 Lock Up 19/7 viewtopic.php?f=31&t=58864 Flamingo Give me a call and I will do my best to talk you through it. For those who would like an answer, Subject to seeing your actual DA condition, I think you are… 1 4575 Hi Mofflepop, I would recommend finding a building designer to prepare plans, they should design to your specified budget. The benefit is you can tender the project out… 9 20434 2 5503 |