Browse Forums Home Finance Re: Porter Davis and Choice home loan 3Jan 29, 2012 9:45 pm Michael Chan | Australia wide Mortgage Broker Michael@ShapeHomeLoans.com.au | 1300 74 5626 | Fax: 02 8212 8909 http://www.ShapeHomeLoans.com.au Re: Porter Davis and Choice home loan 4Jan 31, 2012 2:16 pm Porter Davis Homes Questions? Call 1800PORTER Mon - Fri 9am-8pm Sat - Sun 10am-4pm info@porterdavis.com.au http://blog.porterdavis.com.au/ http://www.porterdavishomes.com.au Re: Porter Davis and Choice home loan 8May 31, 2012 11:35 am suziz3 I love PD designs but hate the process of all this. I will refuse to get choice to assess my situation when the time comes. We have a letter from the bank with an approved amount. It is good enough for other builders and if it came to it I would change builders. Choice is owned by PD and like most builders these days so are the "independant inspections". How stupid do they think we all are. I much prefer Henley homes..you get a book with all their prices and everything is up front and out in the open. I detest PD way of doing things and wish they would change it Hi suziz3, Thanks for your comments, we love our designs too and feel Henley Homes is also a fine builder. I just wanted to take a second to clarify the process when it comes to home loans. Choice Home Loans (Choice) is our recommended lender as they specialise in construction loans. However, you are free to use which ever bank or financial institute you like. We don’t force you to use Choice. If you do decide to go with someone other than Choice, all we ask is that Choice pre-qualifies you to give us assurance that you can cover your construction loan, then we’ll continue on with the building process. In saying this, If the bank pre-approval you have is subject only to the building contract and valuation, then that’s all we need to continue - you won’t have to be pre-qualified by Choice (sometimes bank pre-approvals are subject to a long list of conditions which still require us to complete a pre-qualification). We’d like to have the opportunity to chat to you further, hear your full feedback on why you detest our procedures and possibly get some insights from a customer’s perspective so when reviewing our processes we can take your feedback into consideration. Please feel free to send me a direct message or email to info@porterdavis.com.au. Many thanks, Ebony Porter Davis Homes Questions? Call 1800PORTER Mon - Fri 9am-8pm Sat - Sun 10am-4pm info@porterdavis.com.au http://blog.porterdavis.com.au/ http://www.porterdavishomes.com.au The biggest challenge will be if you take out a loan and then run out of money - you'll have an incomplete security and lenders do not like this so you can get stuck.… 2 18895 Three options 1 Ask the liquidator 2 Find another PD customer and ask the source of their report 3 Pay for new report 3 12182 Hi, you've probably already resolved this, however, Commbank will probably pay the funds to you after you send evidence the work is done regardless the change in the quotes. 1 35191 |