I recently applied for a credit report from D&B, and there's barely anything in there. I have applied for and received a home loan, a car loan and 2 credit cards in the past 2 years, none of which was there. All they have is my application for a postpaid vodafone mobile phone, and directorship of a company several years back.
They also had my addresses totally wrong - they recorded just my previous address before I left the country in 2003, and my parents' home address where I stayed temporarily after returning. They didn't have any of the addresses I have stayed at since then. The strange thing about this is I gave them my current address when asking for this report.
Can anyone tell me if this sort of thing is normal?