Browse Forums Home Finance Re: Anyone used www.loanaustralia.com.au for mortgage? 7Aug 27, 2008 5:47 pm I know this is an old thread but I just wanted to add my 2 cents as I got my mortgage through this company and was surprised to read so many bad words about them.
Firstly, their customer service is not what you would expect of CBA, ANZ etc but they are an independant non-bank lender and their service and rates reflect this. Secondly, they don't have internet banking but provide you with the account to make extra payments and can provide your current balance on request. However they are on of the few lenders that still offer 100% loans and they are willing to help you get the loan. I had an extremelly unique case in the fact that I hold 2 jobs (one which the amount varies weekly), I have a bit of personal debt, single, and had to do Statutory Declarations in relation to the relationship with my ex-spouse and investment property. Add to the fact that the payslip from my full-time job only showed 6 months worth of wages due to a change of me working for the company to being contracted out to another company and no one was willing to hear my explanation. However they helped me obtain all the paperwork to satisfy the company providing the LMI and daily phone calls/emails from WA to NSW updating me on the situation was very much appreciated. - the LMI was much harder to obtain than the loan itself (I guess they are covering themselves with all the defaults lately). They also didn't flinch when I needed to move settlement forward a month due to some personal issues. At the end of the day if you have 2 incomes, no personal debt, have a deposit etc it is much easier to obtain a loan. But sometimes you do have to look outside the box and for those that have a complicated case this company may be worth considering. Sorry to make it so long but I was just really surprised to hear some of the comments Trying to make it mine! As title suggests, looking at using the interlocking Pentablock stacked stone products to replace failing timber retaining… 0 17872 there is only 20% difference in concrete strength between 20 mpa and 25 mpa, so check with your engineer first if it fits his calculation tolerances. There are ways to… 6 18300 Wish you all the best. Once you signed the contract, they will find millions excuses to charge you. And have seen their sites unfinished for a long time. 4 24828 |