Browse Forums Home Finance Re: getting a homeloan 2Jan 13, 2011 5:50 pm Internal and External Building and Colour Consultant Online - Worldwide http://www.denovoconcepts.com Re: getting a homeloan 3Jan 13, 2011 5:52 pm Internal and External Building and Colour Consultant Online - Worldwide http://www.denovoconcepts.com Re: getting a homeloan 9Jan 25, 2011 3:55 pm Michael Chan | Australia wide Mortgage Broker Michael@ShapeHomeLoans.com.au | 1300 74 5626 | Fax: 02 8212 8909 http://www.ShapeHomeLoans.com.au Re: getting a homeloan 10Mar 24, 2011 4:42 pm 23 Aug 2011: Land settlement 14 Sep 2011: Block levelled 20 Oct 2011: Slab 3 Nov 2011: Frame 10 Feb 2012: Handover http://s1098.photobucket.com/albums/g372/Dazzab6/ Re: getting a homeloan 11Mar 30, 2011 12:23 am Michael Chan | Australia wide Mortgage Broker Michael@ShapeHomeLoans.com.au | 1300 74 5626 | Fax: 02 8212 8909 http://www.ShapeHomeLoans.com.au Re: getting a homeloan 14Mar 30, 2011 9:29 am wakeboardandy - IF you look at your CR file, it sometimes states the amount your cc was initially applied for " Dec 2010 | HSBC | unsecured CC | amount $10,000 " - as long as you had this card for at least 1 year your free to change the limit with no problems normally - but as you are correct you will have to wait 2-3 month for the new statements to reflect this change. Either way my post was for ppl who changes their CC limit 1-4 weeks before they apply for a loan ( very common!) Amadio - Firstly thanks for the kinds words. Yes unfortunately as of 1st January 2011 with the new NCCP law; a lot of brokers are scared of LOC loans (i was as well for the 1st month ). But this is a shame as low doc loans plays an important role for self employed clients- the NCCP DOES not restrict low doc borrowing at all. A lot of respectable banks still offer an "accountants letter ONLY + 2 years ABN" for low doc...so no need for BAS or trading statements. Having said that, yes we still need to check and make sure you can still comfortably afford the loan! even without the NCCP any good and responsible broker would have been doing this anyway... Regards Michael Michael Chan | Australia wide Mortgage Broker Michael@ShapeHomeLoans.com.au | 1300 74 5626 | Fax: 02 8212 8909 http://www.ShapeHomeLoans.com.au Use a product like Equisol's Vitalise to clean the deck then coat with a penetrating timber oil. It will look 10 years younger and add value to your home. Visit for… 1 15813 How much are you ahead in payments compared to where the build is at? Have you fully drawn down the loan? 5 11934 Mofflepop, Are you building around Qld Manly? Building & Legal is a partnership between a construction guy and a construction Lawyer. Construction: we have… 9 25595 |