Browse Forums Home Finance 1 Sep 16, 2010 2:39 pm Hey, I'm a newbie here, I have joined under the constant harassment of my property investing sister. She is trying to get me to buy a property, however I'm not sure whether I would be wiser to put my money into shares. Is she right? Do the benefits of property investment outweigh the time and effort needed in upkeep? Thanks, Mish Re: Property Market or Stock Market? 3Sep 16, 2010 4:24 pm Why not do both? Nothing wrong with diversification. Renovation Thread: viewtopic.php?f=31&t=38489 Re: Property Market or Stock Market? 6Sep 17, 2010 8:05 am Shares and property are both excellent investments in their own way, and of course if you invest prudently with good advice from an accountant. For shares also seek the advice of a good financial planner. I don't think it is a matter of asking "which is better?", it is more a matter of "which would be better to help achieve your goals?". If you need liquidity then shares are clearly the better option. If you want to maximise your gearing then property is better etc Re: Property Market or Stock Market? 9Sep 18, 2010 11:27 pm As Travelbug said, Somersoft has more info on investing and a lot of the contributors have both investments in property and shares. Well worth a look before you spend your hard earned cash. Cheers PP Re: Property Market or Stock Market? 10Sep 19, 2010 9:14 am The question of which investment is better is purely a matter of which one you are more comfortable with. Shares do it for me, but I'm not seriously into it with margin loans etc. With shares you can buy comparitively small amounts - it basically operates as a 3-day settlement period too! You can educate yourself about shares easily just by reading the papers and doing a bit of online research, so there is no need to interact with estate agents, conveyancers, legal people, tenants, body corporates, etc etc. It is totally wrong to think that if you spend, say, $300k on an investment property, you need to spend the same amount on shares as an alternative to compete with it. Unless you approach property investment with a lot of zeal you will probably only buy the one property, therefore putting all your eggs in one basket. To me, that is real risk. But, if I've got a spare $2k or so, I can do a bit of simple research, buy shares, monitor their performance and sell when I like. Once paid for they have no ongoing costs. If they don't go up in price, there is no compulsion to sell them. If they do go up, it is dead simple to take advantage of the profit. Obviously, spending $2k on shares will not give you a half million dollar profit, but it creates a 'salami approach' (slice by slice, bit by bit) to making money. You just need to be patient. Even if you borrowed just $50k to buy shares, you could spread that across, say, 15 companies and have a well diversified portfolio. If both the property and the share markets scare you, pump your money into your super account instead. But pay the mortgage off first! Geoff - Decophile. Re: Property Market or Stock Market? 11Sep 28, 2010 5:05 pm jackbrown2002 According to property experts, the prospect of better yields in the U.S. combined with lower asset prices distort the risk-reward balance in opposition to property markets to come to India. So there is a high probability for foreign investors to avoid the Indian property market. According to another expert in overall growth and low interest rates have served a double blow to property developers, even though the risk-expected return India is descending. For example, pension funds in the United States the opportunity to invest in India or other markets. They choose other options through a better knowledge of the facts available. In another real estate specialist, there is no development responsibilities in other markets, as are the existing buildings. I don't listen to experts. I prefer to use common sense. Geoff - Decophile. You might be able to apply to divert the sewer at your expense. In NSW you would contact a Water services co-ordinator and they would give you advice as to whether or not… 1 16150 Ask for some kickplate to be added and also for tradies to be requested to use lanyards on tools on that side of the building. Be respectful and have the discussion… 1 1698 The setback from the kerb is 4m. It is council land to provide an area for services like sewer main, gas mains, water mains, underground power or poles for overhead power,… 4 2404 |