Browse Forums Home Finance Re: question about credit file 3Mar 31, 2010 2:16 pm VICTORY 1800, EN-SUITE, DOUBLE GARAGE, FAMILY ROOM AND ALFRESCO Land Settled: 20 July 2010 Site Scrap: 30 August 2010 Slab Pour: 20 September 2010 Frame Complete: 23 September 2010 Fascia and Gutters: 28 September 2010 Roof Complete: 06 October 2010 Lock-up complete: 28 October 2010 Plaster complete: 29 October 2010 Fix-out complete: 22 Nov 2010 PCI 7 FEBRUARY 2011 Re: question about credit file 5Apr 20, 2010 5:38 pm Pepto - This is unlikely to affect your application. Some lenders have been rumoured to do a credit check prior to settlement however I have never seen it done in the last 7 years that I have been a broker. Rizzo - Many lenders do credit checks whenever the loan amount is amended or if they send the loan back to their credit department to make an amendment. Almost all lenders will do this and often the LMI providers as well. Considering that loans are now credit scored it is quite inconsiderate for them to do this as it reduces your credit score for future applications. If you discuss it with them then often they can call Veda Advantage and remove the additional enquiries leaving only the most recent enquiry with the correct loan amount. You can really use anything you want the main consideration would be how it looks once painted/finished - or the look you want. Cabinetmakers use MDF because its cheap… 2 9962 I would say both styles you have pictured are steel. The lower chord of the first pic would be a massive lump if made using timber considering the size of the rafters. If… 1 6156 1 13127 |