OK, here's the situation ...
Home loan is approved. I've made a couple of progress payments using personal funds.
Next progress payment is due on Tuesday. I'll use personal funds for most of it, but will use $4000 from the bank. Land title is with the bank already. Bank manager says settlement will be on Tuesday.
So, what happens at Settlement? Do I need a solicitor? Do both of us need to go (loan is in joint names)? How long does it take?
Chris