Browse Forums Home Finance Re: Please have a look at our situation and give us some advice 18Apr 24, 2009 3:40 pm If you are paying $300 p/w in rent and can only manage to save $100 p/w then honestly, I don't like your chances of being able to personally afford the mortgage you mentioned. The banks use a certain dollar figure that people need to live off, but trust me it is NO WHERE NEAR what I need to cover my regular bills (other than rent). Your CC debt might not actually stop you getting the loan, but the lower income that you live from may. If you really want to get out of the rental market, I would speak to a financial advisor or someone to help you draw up a really good budget that you can stick to so that you can get an action plan happening to achieve your dream of owning a house. While it would be great to be able to get the FHOB, it's not worth it in the long term if your mortgage will end up crippling you financially. 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure You might be able to apply to divert the sewer at your expense. In NSW you would contact a Water services co-ordinator and they would give you advice as to whether or not… 1 16148 No the fireplace doesn’t work. It’s been enclosed. I’m not sure what was removed, as it was done quite some time ago - well before what I can see with photos online… 2 11589 Versaloc is a mortarless besser block system that still needs a properly engineered footing. If you just do a 400x200 footing it will fail in time. At 17m long you need it… 1 18126 |