Browse Forums Home Finance Re: RAMS 100% loans FINISHED 2Mar 28, 2009 9:34 am 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: RAMS 100% loans FINISHED 4Mar 28, 2009 12:26 pm 'A bottle of wine contains more philosophy than all the books in the world.' Louis Pasteur Vegie garden: viewtopic.php?f=19&t=27637&start=0 My Backyard Adventure Re: RAMS 100% loans FINISHED 7Mar 31, 2009 12:44 pm Building Thread viewtopic.php?f=31&t=13002 Site start: 8th July 2009 Handover: 11/12/2009! 5 months total build time. 40 sqs of luxuary...Bliss! Choosing a mortgage broker in West Sydney 17Mar 31, 2009 8:38 pm pinkfairymagic gilese as far as I am aware you CAN'T under any circumstances use the FHOG as a deposit anymore. The new criteria with all banks now is you need to be able to show genuine savings, although I think that % changes from bank to bank. Good-Luck, it's even harder now to get into your own place. Oops, I only noticed this now. Yes you can use the FHOG (First Home Owners Grant) as a deposit using a selection of bank and non bank lenders. Don't believe everything you hear. Just find an experienced mortgage broker who can inform you correctly on these issues. That sucks! Hope it all works out. Good to move away from steel anyway for all your reasons, but it's also thermally poor. 16 17902 As is per usual for many of the past failed RWH regulations, it is probably traceable to a bureaucrat who's ego overrode the need to seek the appropriate expert… 1 1033 interesting situation what happened after builder issued final invoice? did you list as defect or not does the building surveyor have any responsibility? ie. issuing… 13 46974 |