I recently read a renovation blog in which the blogger stated that the HIA contract was rubbish and everyone should use the Fair trading contract. I've read the Fair Trading contract and did a quick check against the HIA contract and I didn't notice a big difference (HIA contact requested mortgage details which I'm not keen on disclosing), did I miss something? Is Fair trading a better contract than the HIA contract?
PS - the blogger stated the HIA contract sided with the builder and didn't really protect the owner