Browse Forums Renovation + Home Improvement Re: Home and contents insurance while renovating. Help pleas 4Sep 07, 2012 7:41 am Good news is that I remembered that our financial planner is also an insurance broker so I called him and he is on the case for us. He is sorting our public liability and construction and house and contents insurance for us and will have something for us in the next few days. I'll share who it's through if anyone wants to know. Quote: If your work is in excess of $50K then you are supposed to register as a home owner builder, which then means you need insurance cover for that, plus workers comp and public liability. Yes we are already registered as an owner builder and our broker is sorting out the building related insurances for the extension. It was the exiting home and contents insurance that is the concern here Quote: We disclosed and negotiated with our insurance co. they assessed as low risk as the roof isn't coming off, but added several conditions to our policy You're lucky that they were willing to negotiate! RACV wouldn't even discuss it. Said the policy would be null and void. Even when I said I understand it's not covered on the current policy and would be more than willing to pay an extra premium to be covered they refused. It's not as if we were going to pull off the cladding and roof, then leave it like that to go on safari for 6 months with the house open to the elements and able be looted by all and sundry A blog about our renovation http://notmynightmare.blogspot.com.au/ What you are looking at is fibrous plaster, true gypsum, it is cast on horizontal beds with fibers included to give strength. I has no Asbestos in it. Houses before 1985… 2 7138 Hello everyone Please advice me how can I install mesh security window or we cab say mesh flyscreen inside while the pvc plantation shutters are already installed? Is… 0 11606 Hi Suku18 In NSW the statutory required insurances are: 1. HBCF ( Home Building Compensation Fund) - This is if the builder dies or goes broke. But this only covers 20%… 1 2712 |