Browse Forums Owner Builder Forum 1 Aug 09, 2009 9:08 pm Our house is at lockup, no bathrooms or kitchen as yet. We are having trouble finding an insurer. Any ideas????? Life's too short too drink bad wine Re: Insurance - at Lock Up Stage 2Aug 10, 2009 7:30 pm hi HH doesn't your OB insurance cover you up until the time you move in? i think ours does, but i better go and make sure "The fearless are merely fearless. People who act in spite of their fear are truly brave" - James A. LaFond-Lewis Re: Insurance - at Lock Up Stage 3Aug 10, 2009 11:34 pm Our OB Insurance covers us until 'Certificate of Practical Completion is issued' (I'm assuming this means Certificate of Occupancy, or we're able live in the dwelling, or if the entire Contract Works is completed. The secret of success is enthusiasm .... http://romseyherewecome.blogspot.com/ Re: Insurance - at Lock Up Stage 4Aug 11, 2009 12:07 am ring an insurance broker, they are the only ones who can get you insurance on an unoccupied building site. you only need insuance for owner supplied items, the builder covers the rest. this insurance is ultra expensive with a massive excess. Re: Insurance - at Lock Up Stage 5Aug 14, 2009 2:58 pm Hi all.... I didn't want to start a new thread.... so when you're building, the insurance is covered by the builder until handover? (i.e. it covers the frame burning down etc etc?) Re: Insurance - at Lock Up Stage 6Aug 14, 2009 8:04 pm Quote: I didn't want to start a new thread.... so when you're building, the insurance is covered by the builder until handover Correct. If something gets stolen then their insurance covers it not you. 1 4697 Hi there, long-time lurker but first time posting. I've bought a house 2 and a bit years ago and last year we had some major water damage on a converted pergola area… 0 7934 I apologise for any confusion, but your understanding is correct. We approached our situation differently based on advice from… 11 53225 |