Browse Forums Building A New House  10 Sep 2016 1,379 QLD Gold Member Re: A vue of the pines on the Gold Coast 61May 06, 2017 4:02 pm  Tribe7 dougang287God rent! Tell me about it! Even worse when it's rent and mortgage and our bank has us on principal and interest - b&sterds! Is that just for your land loan Dougang? Or are they charging you principal and interest on your construction loan? A hard word to your bank might needed no way should they be putting so much pressure on you  Re: A vue of the pines on the Gold Coast 62May 06, 2017 4:20 pm Found your thread Bridgetwitch! Love the design you chose  just catching up & it's a pity that they won't let you remove certain things so that you can do them yourselves.... keeping everything crossed for your land registration in July! Will be following your build  can't wait to see it all come together Re: A vue of the pines on the Gold Coast 63May 06, 2017 7:18 pm Thanks Fleabee. It's torture waiting for everything to just start!  Dougang, what bank are you guys with? We got stuffed around by Westpac and are now awaiting pre approval with Commonwealth. I wanted to go with a credit union, but they changed their lending criteria just before we applied!  - B  A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 10 Sep 2016 1,379 QLD Gold Member Re: A vue of the pines on the Gold Coast 64May 06, 2017 7:25 pm  BridgetwitchThanks Fleabee. It's torture waiting for everything to just start! Dougang, what bank are you guys with? We got stuffed around by Westpac and are now awaiting pre approval with Commonwealth. I wanted to go with a credit union, but they changed their lending criteria just before we applied! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 A vue of the pines on the Gold Coast 65May 06, 2017 9:08 pm dougang287 BridgetwitchThanks Fleabee. It's torture waiting for everything to just start! Dougang, what bank are you guys with? We got stuffed around by Westpac and are now awaiting pre approval with Commonwealth. I wanted to go with a credit union, but they changed their lending criteria just before we applied! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 That's crap house Dougang, I would be telling them to switch your land loan to interest only or you will be switching you land loan to another lender pronto. Only catch with saying that is if you had to pay mortgage insurance then you would have to pay it again to another lender. It's not a pay once and it covers you by all banks it's a pay once to every bank deal. Disgusting and a complete joke. Make your bank work hard for you, write on there social media pages, email there complaints department. Be heard, no one should be treat like a number, regardless if your mortgage is 501k or 10 mil. Right I'll get off my soap box now   Re: A vue of the pines on the Gold Coast 66May 06, 2017 9:32 pm dougang287 BridgetwitchThanks Fleabee. It's torture waiting for everything to just start! Dougang, what bank are you guys with? We got stuffed around by Westpac and are now awaiting pre approval with Commonwealth. I wanted to go with a credit union, but they changed their lending criteria just before we applied! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 Never Again B&$terds I mean NAB Dougang! That's a real shame, you have been stuffed around. It really is a heartless world of banks out there. I guess it just doesn't always work when you play the "ill move to another bank" card on them. I think the personalised service of the smaller lenders work well to attract customers, but they still have to feed into the big banks to get their loans. Ours is a broker and they get their money from Westpac. Maybe keep pestering them and throw the logic book at them... why pay principal if the house isn't finished yet? More than that, they can get more money out of you with interest only in the long run.... Hope it works out anyway! Follow our first house build here! -> https://forum.homeone.com.au/viewtopic.php?f=31&t=86484 10 Sep 2016 1,379 QLD Gold Member Re: A vue of the pines on the Gold Coast 67May 06, 2017 9:42 pm Tribe7 dougang287 BridgetwitchThanks Fleabee. It's torture waiting for everything to just start! Dougang, what bank are you guys with? We got stuffed around by Westpac and are now awaiting pre approval with Commonwealth. I wanted to go with a credit union, but they changed their lending criteria just before we applied! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 That's crap house Dougang, I would be telling them to switch your land loan to interest only or you will be switching you land loan to another lender pronto. Only catch with saying that is if you had to pay mortgage insurance then you would have to pay it again to another lender. It's not a pay once and it covers you by all banks it's a pay once to every bank deal. Disgusting and a complete joke. Make your bank work hard for you, write on there social media pages, email there complaints department. Be heard, no one should be treat like a number, regardless if your mortgage is 501k or 10 mil. Right I'll get off my soap box now Re: A vue of the pines on the Gold Coast 68May 06, 2017 10:02 pm dougang287 Tribe7 dougang287[quote="Bridgetwitch"]Thanks Fleabee. It's torture waiting for everything to just start! Dougang, what bank are you guys with? We got stuffed around by Westpac and are now awaiting pre approval with Commonwealth. I wanted to go with a credit union, but they changed their lending criteria just before we applied! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 That's crap house Dougang, I would be telling them to switch your land loan to interest only or you will be switching you land loan to another lender pronto. Only catch with saying that is if you had to pay mortgage insurance then you would have to pay it again to another lender. It's not a pay once and it covers you by all banks it's a pay once to every bank deal. Disgusting and a complete joke. Make your bank work hard for you, write on there social media pages, email there complaints department. Be heard, no one should be treat like a number, regardless if your mortgage is 501k or 10 mil. Right I'll get off my soap box now [/quote] Bloody banks... they truly are the root of all evil! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 21 Sep 2009 450 Gold Member Re: A vue of the pines on the Gold Coast 69May 09, 2017 10:59 pm Any sign of a contract Bridgetwitch? How's the colour selections going? Best be totally prepared for the day it will take the pressure off and make it fun for selection day.  Re: A vue of the pines on the Gold Coast 70May 10, 2017 10:11 am Still no contract, but I'm hoping it will come in this week. I keep changing my mind with colours.... it will be lots of grey and black though!  - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 21 Sep 2009 450 Gold Member Re: A vue of the pines on the Gold Coast 71May 10, 2017 8:51 pm BridgetwitchStill no contract, but I'm hoping it will come in this week. I keep changing my mind with colours.... it will be lots of grey and black though! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 Bridgetwitch I hope your contract arrives soon. Also thought I would ask for some inspirational pics just for a sneak peak Re: A vue of the pines on the Gold Coast 72May 12, 2017 11:49 pm Still no contract... so much for "within three weeks" - it's been four now. Still no pre-approval from new bank. Still no pegs on our bit of dirt! Did get an email from HO with a standard selections handout, and more detailed info on one of the upgrades. And the message that I will soon be contacted re tile and colour selections. But I'm starting to wonder if this build will EVER actually start....  - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 Re: A vue of the pines on the Gold Coast 73May 13, 2017 12:53 am That sucks! The worst part is the waiting  10 Sep 2016 1,379 QLD Gold Member Re: A vue of the pines on the Gold Coast 75May 13, 2017 5:48 pm That sucks proves all companies are hopeless Aye. I hate how we are all treated as if we are lucky lol whatever. Re: A vue of the pines on the Gold Coast 76May 14, 2017 9:09 pm It's a painful process BW, I hope they pull there fingers out soon and you have a contract. Have you received your modified plans back?? Crossing fingers for a really productive week for you. Re: A vue of the pines on the Gold Coast 77May 14, 2017 9:56 pm Tribe7It's a painful process BW, I hope they pull there fingers out soon and you have a contract. Have you received your modified plans back?? Crossing fingers for a really productive week for you. Thanks Tribe, I hope it's a good week too! We haven't gotten anything back yet... I will be so unhappy if it's another week without SOMETHING happening!  - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 Re: A vue of the pines on the Gold Coast 79May 17, 2017 11:31 am Whole lot of nothing!!! SC did tell me contracts should be in this week... but I won't hold my breath!  - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 Re: A vue of the pines on the Gold Coast 80May 17, 2017 12:32 pm Yay!!!! Just got word my contract is ready.... off to pick it up this afternoon!!!! - B A vue of the pines on the Gold Coast forum.homeone.com.au/viewtopic.php?f=31&t=87210 Has anyone built with Q Coast Homes? They are based at the Gold Coast / Brisbane. 0 738 2 1215  Once again went and saw the builder and the size of the building needs to be reduced as it is too big for the block. The whole thing is just re lump - summed. Doesnt seem right. 1 805 |
