Browse Forums Building A New House Re: Simonds express Westbury Beckett facade 245Dec 23, 2016 3:26 pm Exciting! It's a great colour scheme, it's all looking lovely Re: Simonds express Westbury Beckett facade 249Jan 05, 2017 10:44 am They look great don't they ? My sister got white ones and I was so close to getting the white but ended up with oak - we will be having a king ensemble without a bed head so I'm hoping this will look good Re: Simonds express Westbury Beckett facade 250Jan 10, 2017 2:34 pm Hi there, We got pre approval for our home loan.now we are waiting until land titled.my broker said we have to wait until land little to get full approval from the bank.does anyone know about this.please help me.i have no idea what's going on Re: Simonds express Westbury Beckett facade 251Jan 10, 2017 2:40 pm Hi rdd, That is correct. Pre approval loan is with conditions. Once your land title is ready, the bank would then do an approval without condition. Hope that helps. Re: Simonds express Westbury Beckett facade 252Jan 10, 2017 2:47 pm rdd Hi there, We got pre approval for our home loan.now we are waiting until land titled.my broker said we have to wait until land little to get full approval from the bank.does anyone know about this.please help me.i have no idea what's going on Pre-approval is "roughly" based on how much the bank is ready to lend (they don't consider much about how much you can afford at this point). Unconditional approval is based on how much the land/property is considered worth (not the selling price) and how much you can afford (more calculations and checks) The Bank can't do a valuation until the land is titled. Re: Simonds express Westbury Beckett facade 253Jan 10, 2017 3:05 pm RegVic rdd Hi there, We got pre approval for our home loan.now we are waiting until land titled.my broker said we have to wait until land little to get full approval from the bank.does anyone know about this.please help me.i have no idea what's going on Pre-approval is "roughly" based on how much the bank is ready to lend (they don't consider much about how much you can afford at this point). Unconditional approval is based on how much the land/property is considered worth (not the selling price) and how much you can afford (more calculations and checks) The Bank can't do a valuation until the land is titled. Thanks a lot Re: Simonds express Westbury Beckett facade 254Jan 10, 2017 7:10 pm Bank could not give you unconditional approval until they can do valuation on the land meaning land has been cleared and pegs are in place. My loan became unconditional around May. Land titled in August. Building Simonds Prague in QLD Re: Simonds express Westbury Beckett facade 255Jan 10, 2017 7:43 pm Horse Bank could not give you unconditional approval until they can do valuation on the land meaning land has been cleared and pegs are in place. My loan became unconditional around May. Land titled in August. Building Simonds Prague in QLD Thanks heaps.we went last week and it has been cleared.i will talk to my broker.because he said we have to wait till land titled.thanks a lot again Re: Simonds express Westbury Beckett facade 256Jan 10, 2017 8:15 pm rdd Horse Bank could not give you unconditional approval until they can do valuation on the land meaning land has been cleared and pegs are in place. My loan became unconditional around May. Land titled in August. Building Simonds Prague in QLD Thanks heaps.we went last week and it has been cleared.i will talk to my broker.because he said we have to wait till land titled.thanks a lot again Totally depends on the bank. We have banks that do val and give formal approval just on subdivision docs, yes the land is cleared but definitely before any titles are issued. Re: Simonds express Westbury Beckett facade 257Jan 12, 2017 12:28 pm We are so close now - next week I should get a call to go and do our final inspection anything that I should look out for ?? Thanks Re: Simonds express Westbury Beckett facade 259Jan 12, 2017 2:10 pm Sorry it's a bit blurred, I had to take a pic of iPad screen Re: Simonds express Westbury Beckett facade 260Jan 12, 2017 2:43 pm Marshall5858 Sorry it's a bit blurred, I had to take a pic of iPad screen Thanks so much that's awesome appreciate that Dear Members I have to decide the Facade column size. My custom builder standard is 350mm with rendering, but i asked for 470mm plus stone or tiles and yet to get… 0 7492 traditional gable roof facade - Have you did the dark and light gray color combination in facade with gray stone in facade… 0 4203 Looking to tile the facade pillars rather than rendering. Builder is quoting 2500$ laying cost for upto 10msq. The 2 pillars come to be 16msq. So laying costs are 5000$… 0 7523 |