Browse Forums Building A New House Re: Building the Bella with Homes by CMA in North Harbour, S 221Aug 01, 2017 8:22 am The inspection went really well, they did pull their finger out and get lots done in the last 36 hours before PCI. Aside from paint marks which was to be expected, the following were marked off: -a couple of missing doorstops -the finishing in the fridge void was woeful -cap missing from top of WC vent pipe -remove the pantry top shelf -there was a hole in the outside skin large enough for pest ingress so I requested it be rendered over -kitchen exhaust was supposed to be vented to external eaves and that was skipped -manhole cover wasn't painted at all -one data point missing So all little things, nothing big at all, so will only take a couple of days to fix those things. Overall I was really happy with the finish, and my independent inspector said it was the best paintwork he'd seen in ages, so that was a great thing to hear. I measured up all the windows and doors so I can go off and investigate window coverings (I'm doing that myself after handover as the only builder's blind choices weren't good). Oh, and I was shocked, but the SS agreed to leave the fence as it is but if the estate come back to me to complain it doesn't meet the design approval, then CMA will fix it for me for free. I was very impressed at that and thought they wouldn't agree to it. Now I just have to twiddle my thumbs waiting for the mortgage valuer to come and tick a box, and then the final payment to builder. Hoping for handover start to mid next week.... I start annual leave on 9th and have movers booked for 14th, so I hope it all works! Re: Building the Bella with Homes by CMA in North Harbour, S 222Aug 01, 2017 9:04 am Sounds positive. Not long to go! Re: Building the Bella with Homes by CMA in North Harbour, S 223Aug 01, 2017 12:33 pm Wow sounds fantastic! So happy for you. You're on the downhill slope. I am still flu ridden, so no visits for me, but my brother was told carpet was booked for Monday, but told me yesterday that he went and had a look and it wasn't done. I find it really odd how things can be booked and tradies can just drop out just like that, any other job you would be held accountable. Other than that, (small things to be rectified) that is all that needs to be done - literally. But I still haven't heard about an inspection date. Next week I am assuming (so much for the 'I need to be provided with ample warning'). Make sure to take lots of pictures for us! EEEEK!! Re: Building the Bella with Homes by CMA in North Harbour, S 224Aug 08, 2017 10:27 am So this has been the week from hell.
The builders have been refusing to set a handover appointment. The woman in the office point blank told me it wouldn't be until next week as she hadn't started organising all the inspections that they do themselves. So I followed up with my SS and said "hey what's the story, you told me we'd be right to hand over 7 days after PCI as there was hardly anything to do?". He then came back and said the woman in the office had the wrong idea and yes they'd absolutely be finished on Wed for a Thurs handover. So I contact the office lady and say that to her and she's all "sure, we can aim for Thursday" but again refuses to give me an appointment time until they have my money... So then I chase up my finance. Again. I chased them last week and it turned out the first woman hadn't put my valuation request in. So a second woman sorted that, and then on Friday afternoon she PROMISED me they'd make payment on Monday, so my builders would have it Tuesday, and we'd be fine for a Thursday handover. So yesterday I chased her up and she's changed her tune and says "sorry it'll be 3-4 more days till we make payment". So I let her have it, tell her to call HO again because that is Not Good Enough. So then she calls me back half an hour later and says "well, we can make payment tomorrow" and I'm all "yay" and then she's all "oh, and by the way, we've decided to reduce your total mortgage amount". And I about fainted. And then I cried. At work in front of everyone. And it was awful. So now, instead of having $10k left over on my mortgage for fun things like aircon and solar power and furniture... instead I have not a single dime. They have changed my mortgage amount to be only the final payment to builder and not a cent more. And technically, they're allowed to do that. I'm so sad. This happened because although the broker said to me at the beginning "just pay the builders $2k deposit and we will put the rest on your mortgage"... instead of doing that like he said, I paid the builders $12k. Thinking that I was paying in cash for all of my additions like the extension and the upgraded kitchen appliances etc. I thought that was the right thing to do, to pay as much in cash as I could and then save some interest. It turns out that nope, that was not the right thing to do. It turns out that now the bank have decided they want to reduce my LVR, which they are within their rights to do. I guess they have targets to meet to get people in certain LVR brackets, and I was just over one bracket and this has dumped me down into the next lowest LVR bracket. If only I had just left that cash in my bank account instead of paying it to the builder, then I would still have play money. Instead, I'm skint and can't even afford to buy curtains or a new sofa. Because I was going to do all of that nice fluffy fun stuff with the leftover money in my offset account. And it breaks my heart and I think I'm going to cancel my housewarming party because now my house will look like sh*t and everyone will laugh at me and think I've made a huge mistake and I live in a horrible house and it's not fair and I want to cry again. I am just SO frustrated. And right now, it's Tuesday morning, they lender still hasn't sent the payment to the builders and they won't tell me when they're going to do it and the builders won't set a handover appointment until they have the money and I don't know when I am going to finally get my house and I have movers booked and annual leave and I have to hand my rental house back and I'm so so stressed and about to become homeless... And breathe. I *hate* that I am doing this alone and there is nobody to shoulder the burden with me. I don't even want the damn house at the moment maybe I should just go bankrupt and hand the bank the keys and forget the whole thing. I just want something to go my way and be easy and happy and fun and simple. Why the hell is everyone being so horrible to me at every turn? Re: Building the Bella with Homes by CMA in North Harbour, S 225Aug 08, 2017 10:45 am That's really sad there is so much miscommunication when building and yes more difficult on your own But you have achieved something incredible building your own home. Once you have those keys you will be happy again and can save for all the extras. On the plus side you have more time to change your mind umpteen times on decor if you're anything like me. Hope you can enjoy your beautiful new home soon. Re: Building the Bella with Homes by CMA in North Harbour, S 226Aug 08, 2017 11:51 am That's terrible. Sounds like it's been a really tough week. Hopefully the bank pull their finger out and you can still get your handover appointment booked. I've been finding the time after PCI probably one of the more stressful parts of the build. You have so much to organize but are basically expected to put life on hold at the whims of the bank and builder. Hopefully you get the keys this week and I'm sure everything will seem better. Our build thread with Smart Homes for Living in Wellard https://forum.homeone.com.au/viewtopic.php?f=31&t=86092 Re: Building the Bella with Homes by CMA in North Harbour, S 227Aug 08, 2017 12:36 pm Building our forever home! Building in Stone Ridge with CMA - Follow my build: https://forum.homeone.com.au/viewtopic.php?f=31&t=85842 Re: Building the Bella with Homes by CMA in North Harbour, S 228Aug 08, 2017 3:22 pm I'm so sorry, that's really crap of your bank to do that. Re: Building the Bella with Homes by CMA in North Harbour, S 229Aug 08, 2017 7:55 pm I am so sorry lovely, but I totally get how you feel. I am building by myself, I am only 25 - my friends can't even fathom owning a house, let alone building one. It is very hard and nobody really understands the amount to get done, the pressures and the stress. I am COVERED in acne..I've had 3 colds and last week, the flu. This build has drilled me into the ground - but we have to keep our heads held high and YOU should be so incredibly proud. Not many people can save by themselves, build by themselves and then pay a mortgage off by themselves. The bank and builders need to know that you're a real person and it is shocking they are treating you so poorly. I really hope that when you finally get given a handover date that you feel more positive. I can't believe the outright rudeness and lack of empathy of your bank though, shame on them. I wish you all the best - check out the Brisbane furniture warehouse sale (have a look on FB) they have huge sales every month and I have bought 2 amazing, brand new sofas for $1000 and a gorgeous brand new queen bed for $150 they are amazing!! Re: Building the Bella with Homes by CMA in North Harbour, S 230Aug 09, 2017 12:09 am Hi Scubabe, sorry to hear that you are going through this situation. I have been following your thread from long time and I can feel what you are going through . Re: Building the Bella with Homes by CMA in North Harbour, S 232Aug 09, 2017 7:44 pm Just a quick note to say that after much stress and haggling and pleading, I finally have a handover appointment! The builders wanted to do it Fri arvo, but that would have been a big problem, I have NBN install and a handyman booked for 8am Fri morning! So I pushed and poked and prodded and cajoled and I'm getting the keys tomorrow morning at 10am. Woo-frikkin-hoo!!! I can't believe it's only 14 hours away... Re: Building the Bella with Homes by CMA in North Harbour, S 234Aug 09, 2017 8:04 pm I am very jealous! YAY! Re: Building the Bella with Homes by CMA in North Harbour, S 237Aug 10, 2017 5:29 am It's today, it's today, it's today!!!!!!!! 🕺🏻🥂 Building our forever home! Building in Stone Ridge with CMA - Follow my build: https://forum.homeone.com.au/viewtopic.php?f=31&t=85842 Re: Building the Bella with Homes by CMA in North Harbour, S 239Aug 10, 2017 8:22 am BIG DAY! Enjoy!!! May I ask why you chose not to use GJ Gardiner? I'm actually meeting with one of the sales guys tomorrow for an appointment. Definitely not signing anything yet… 3 13251 Hi i am looking to buy an investment near by North Rothbury. How is this area? is there schools inside this estate? please advice good builders around that area to buy… 0 3021 The warning is on the sticker on the door too. Second the aluminium powdercoat 6 18198 |