We've just had a meeting with the person sorting out our finance and we mentioned that the 5% deposit will be due at our HIA signing in about 5 weeks even though our land release is not until about 5 weeks after that which is when we will have access to our home and land loan. She said the 5% is normally due around the start of the build and as we don't have ready access to $20k deposit for build on top of the 10% deposit we paid for the land is going to be a bit "awkward". Has anybody had any luck negotiating a later deposit ie at land release or just prior to build start?
Cheers
Guys