Browse Forums Building A New House Re: Home insurance - what to look for? 6Nov 27, 2013 8:32 am asj25 make sure flood is covered. If you're sure you're not in a flood-prone area, don't take out flood cover. Could save you somewhat, depending on the insurance company (the smarter ones of course shouldn't charge much at all for flood cover in an area that's not prone to flooding). Re: Home insurance - what to look for? 7Nov 27, 2013 9:39 am AKB If you have expensive Jewellery you can have it valued and then pay an additional premium to have it covered as well We will be doing this with my engagement ring and weddings rings! Researching a build in South Australia from Sydney. Hi Suku18 In NSW the statutory required insurances are: 1. HBCF ( Home Building Compensation Fund) - This is if the builder dies or goes broke. But this only covers 20%… 1 2710 Hi there, long-time lurker but first time posting. I've bought a house 2 and a bit years ago and last year we had some major water damage on a converted pergola area… 0 7931 I apologise for any confusion, but your understanding is correct. We approached our situation differently based on advice from… 11 53211 |