I did spend a bit on upgrades. I increased ceiling to 2700mm, added double glazed windows, upgraded the kitchen.
Those are stuffs that I think will cost a lot more to do post handover.
The others about $4k are cosmetics like powerpoints, lights and stuffs.
I don't hve any alfresco at this stage.
I hope other banks can give me a better valuation.
Hopefully, a different bank has helped you with the valuation problem you're seeing?
If it's any help I list the changes we made in our PWC her viewtopic.php?p=1610302#p1610302
In other news, we were handed over to construction on Friday last week. I swung past the block this morning on the way to work and they have already done the site cut and put the power and comms conduit into the ground!