Sorry I'm just a bit sick of the big business always deciding how it should be done. I should be more worried about them then they are about me. Wish I had the audacity to ask my clients how big a bank balance they have before I gave them a quote!
Thanks for your replys. I'm not shocked at all they own Choice and if I do hear anymore about it I think consumer affairs might be interested in the little arrangement.
You have to prove your capacity to pay. Its a obligation on your behalf. Either Choice or PD directly have to be shown you have capacity to pay.