We usually meet our SS on site to go over the found defects before he completes the report, he would go through the inspection report and point out any fixes they made to these areas. By this stage, I don't really care whether or not the report is complete, I would have already sighted all the fixes.
I have never been given a stage completion report, I usually trust our SS when he says it's been completed. Your builder isn't evil, they just like to take shortcuts sometimes.