Hang in there Eskay... you know what we all say, it will be worth it...
~ cheers, J
Browse Forums Building A New House Re: The Eskay Saga 61Sep 08, 2010 11:31 pm Hang in there Eskay... you know what we all say, it will be worth it... ~ cheers, J _______________________________________________________________ We're a knockdown | rebuild ~ Melb SE burbs Building modified version of the Fairhaven Glenaire Homeone thread: viewtopic.php?f=31&t=28429 _______________________________________________________________ Re: The Eskay Saga 62Sep 09, 2010 8:59 am Gosh, thats no good at all I would think that it would matter to only those within a close vicinity of your house (i.e. immediate neighbours) rather than the area as a whole.... I mean, yes the restrictions also applied to them but they had the opportunity to appeal if they wanted to, and how would your house affect them if they are streets away?? Good luck! Stay strong Custom European Cabinets - Melbourne Kitchen Specialist PM for business details as website currently being updated! Our Crazy Owner Builder Journey! Re: The Eskay Saga 63Sep 09, 2010 12:18 pm Thanks J and Bam. Appreciate the support. The council guy seemed genuinely sorry for the mistake and is trying to get the permit ready so that it can be mailed out the day after the 14 days is over. I think they want it al to go well for me now. SK 17th Sep is the new date to watch! Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 64Sep 09, 2010 12:34 pm I hope everything goes smoothly for you on 17th, and you get your permit contract signed: Nov 09 Released to Construction: 23 Jul 10 Slab poured: 9 Aug 10 Frame completed: 30 Aug 10 Windows & Gutters: 7 Sep 10 Bricks: 15 - 23 Sep 10 Roof: 24 Sep 10 Gyprock: 20 Oct 10 Lockup: 25 Oct 10 Kitchen: 27 Oct 10 Tiling: 6 - 9 Nov 10 Painting: 17 Nov 10 Carpet: 30 Nov 10 PCI: 15 Dec 10 Handover: 17 Dec 10 https://forum.homeone.com.au/viewtopic.php?f=31&t=35943 Re: The Eskay Saga 65Sep 27, 2010 4:43 pm So glad to read that you have your permit - congratulations and hats off to your perserverance! Doing a happy dance for you A quick tip, when you submit your plans and colour selection make sure your roof and gutter colour is the same. The downpipe and brick colour has to be the same as well. We got knocked back on those two points and it was just time wasted. Good luck SK, I for one will be thrilled to see some action on your block! Now: Building another new home Settlement: 8 July 2021 Construction due to start: In two months Re: The Eskay Saga 66Sep 27, 2010 10:19 pm Thanks Karmaz, Yes, a huge sigh has occurred and now onto the next step. I've submitted everything to Australand now. The roof tile and guttering is the same - black. Now we also went with Black downpipes whereas the brick obviously isn't. I had showed the colour board to Mervin before so I hope that isn't an issue this time around. One never knows though... Would you believe that my bank manager, who had basically pre-approved everything before we went through the council fiasco has left the bank?? Great. You know what that means - all new applications for pre-approval with a new lending manager. We have an interview on Friday so we'll start the loan application process again... Still Smiling... Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 67Oct 16, 2010 7:44 pm Eskay what an amazing place you have planned! I love your external colours and the look of the house. My DH would be very jealous of the sound proof music room being a guitarist!!!! Very glad you got your permit too!! Re: The Eskay Saga 68Oct 16, 2010 10:52 pm Thanks Herbiecat. We're looking forward to it when it finally happens - just battling the bank now... Hubbie is welcome to come jam with my drummer son, if you're in the area!! SK Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 69Oct 26, 2010 10:57 pm Hi Everyone, Just a quick update. I've been doing a lot of travel for work recently but we received pre-approval from the bank, and have spent the last couple of hours signing the biggest building contract I've ever seen... We can now submit that to the bank tomorrow for final approval. That may still take a couple of weeks but after that - assuming approval - we will be able to set a start date with the builder. Cross fingers for a speedy approval process. It's been right on about 15 months since we put a deposit down on the land... Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 70Oct 27, 2010 7:48 am Here's hoping that everything flies along from here! Deemaree Kyndylan Capers: viewtopic.php?f=36&t=46852 My blog: http://www.sufficientlysufficient.blogspot.com/ Re: The Eskay Saga 71Oct 27, 2010 8:15 am Thanks Dee Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 72Nov 18, 2010 3:00 pm Hey Esky, hope it all goes quickly from now.. got a start date yet? Simonds Contract: Sept 2010 Settled 16/11/11 Now 2012 - landscaping Mothers Day Classic https://register.eventarc.com/sponsor/view/76555/danni-salden Re: The Eskay Saga 73Nov 18, 2010 3:24 pm Hi Dandav, Unfortunately, I got a call from the bank today telling me my application has been declined. I had pre-approval but they re-checked valuations and didn't like the valuation on the plans for the new house. They said they have "adjusted" their Loan to Value Ratio formula and now we are asking for too much to build the house we want. The builder is ready to go with permits and everything but now I don't have a loan They've taken 3 weeks to get to this decision. Now I need to start again with finance. SK Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 75Nov 18, 2010 8:51 pm That really sucks about the finance. The house plan is amazing. Hopefully you find a way to build it. Re: The Eskay Saga 76Nov 19, 2010 8:57 am Thanks Herbie and Tamara. Talking to a broker today fingers crossed !! Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 77Nov 19, 2010 9:42 am Thinking of you Eskay! Deemaree Kyndylan Capers: viewtopic.php?f=36&t=46852 My blog: http://www.sufficientlysufficient.blogspot.com/ Re: The Eskay Saga 78Nov 19, 2010 9:53 am Thanks Dee !! Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Re: The Eskay Saga 80Nov 23, 2010 12:34 pm Just a quick update. The bank has said no, as mentioned. I have gone to a broker who is also finding it hard to make work. Apparently the banks changed the way they check serviceability a couple of months ago. They now assess your ability to pay if the interest rate is 1.5% higher than the current retail rate. We are on a discounted rate as we have a couple of loans with them but that doesn't matter. There is also an equity issue as Croydon valuations are fairly low, ie, no million dollar homes there but we want to put in a reasonably big house. The broker is going to come back to me in a day or two but it all looks bad. 16 months of design work and council and developer approvals seem to be going down the drain.... SK. Build thread: viewtopic.php?f=31&t=34120 Handover 23 Dec 11 Squatting 21 Dec 11 Fixed 12 Oct 11 Plastered 31 Aug 2011 Framed 7 June 2011 Site Start 7 Feb 2011 Land Titled 18 Jan 2010 Land Deposit 25 Jun 2009 Minimum overhang into gutter must be 50mm, turn down tool should not split the sheet. it seems wrong tool for the profile was used, the flashing cannot slope back. Rib… 2 2128 Electrical just got back to me and said the most they can provide is a single power point on the Bedroom 1 side of that wall. After handover, your towel rail installer… 2 3848 |