We were initally trying to sign contracts prior to 30 June but now I'm really glad we waited. And I hate to rub it in but we're building in a regional area so we get an extra 4.5k ontop of the 32k...woohoo!!!
We were pushing for the 30th of June also, I'm glad that our builder was a bit slow getting the contracts to us!
I'll do some googling, regarding the stamp duty in Vic for a FHO.