Browse Forums Building A New House Re: Westminster Homes 641Dec 22, 2011 5:45 pm Hi torourke1, If you have repairs to be done, you need to check first who your HW is with, whether it's with QBE, Vero or Lumley. You then need to get quotes for the repairs preferably 2 or 3 quotes. You then need to download the claim forms from the insurer's website, then they need to assess your claim. They may send an assessor to your home, then it's up to them to decide whether they give you the funds to repair or do the work themselves, either way, it's a process you need to go through to get anything done, some people get responses within weeks, others have to wait months like we did. Good luck with your repairs, I hope this helps. Re: Westminster Homes 644Jan 13, 2012 11:28 am i want solution Hi guys , is there any new news . Hi there ! I received a letter from QBE requesting an extension of time ( to 2-march-2112) , and if I sign the letter, given them what requested, than "following, we will continue our assestment of your claim and will issue a decision on your claim as soon as posible" AND if I dont sign the letter " WE will have no other choice than to formally DENY your claim" So, I signed the letter and returned to them. I t was my understanding that the assesment have been done and we were just waiting for the builders to start working!! Now I am starting to wonder how long this nightmare is going to last. Anybody else got sent that letter? Conmuter Re: Westminster Homes 645Jan 13, 2012 9:56 pm Hi Conmuter, This sounds terrible, to think back in October at the meeting they said that builders should start in January, what a mess Did you consider getting quotes and asking another builder to take over? at least this way you'd have some sort of control over what's happening.....really dread the day we walked into the WM display centre at kellyville Re: Westminster Homes 646Jan 16, 2012 3:27 pm conmuter i want solution Hi guys , is there any new news . Hi there ! I received a letter from QBE requesting an extension of time ( to 2-march-2112) , and if I sign the letter, given them what requested, than "following, we will continue our assestment of your claim and will issue a decision on your claim as soon as posible" AND if I dont sign the letter " WE will have no other choice than to formally DENY your claim" So, I signed the letter and returned to them. I t was my understanding that the assesment have been done and we were just waiting for the builders to start working!! Now I am starting to wonder how long this nightmare is going to last. Anybody else got sent that letter? Conmuter Hi, can you provide some more details on your situation and status of build and what your claim relates to?? Re: Westminster Homes 647Jan 16, 2012 8:16 pm Hi All, It seems the wait for the new builder to be allocated is taking forever. We were building with Westminster too, but when they went under we went and got 2 quotes from builders to complete, and then submitted them to Vero. I know people who were with QBE who did the same thing. We were at lockup, just, and had paid 75%. Other people were at frame completion and paid 50%. We claimed for completion AND defect resolution. You get paid up to 20% of contract price for non completion, and up to $300k for defective work, which is SEPERATE to the 20% non completion component. We though we would be out of pocket as we had people um and arr over the cost to complete, but when the builders quote come through we were pleasantly surprised. So we got paid out by Vero and our new builder has been onsite every day since the beginning of december except for 1 week off between Christmas and New Year. If you are a Westminster victim, and you are reading this I urge you to get 2 quotes. Even 5 quotes if you have to, and submit the 2 which suit you best. If your experience with your insurer is anything like ours, you will be paid out within a week or so of submitting the claim. It takes no time to get a quote. Find a builder on the internet (master builders association) and meet them onsite. It will take them 30 minutes to look around and about a week to get a quote together. Dont just sit there thinking you will wait for the new builder. At least get some quotes, no matter what stage you are up to. At least you then have options. What have you got to lose? Nothing. Its free to get quotes. Good luck. GForce. Re: Westminster Homes 648Jan 16, 2012 9:16 pm I agree with Gforce, Don't just sit back & hope for the best, take charge of things. Get as many quotes as you can, & put in your claim with the insurance, whether it's Vero, QBE, or Lumley. Whilst it took us about 10 weeks to settle our claim, at least we now know where we stand & are not waiting for the insurance to find a builder . Re: Westminster Homes 649Jan 16, 2012 9:54 pm Hi guys in the end we need to see the light at the end of the tunnel. The three month period is finished and there aren't any good news yet, with note i brought two quotes from two builders. Will this nightmare ever end? Has anyone received any payment from QBE or has any builder been appointed to complete the work? Re: Westminster Homes 650Jan 17, 2012 6:11 am tintin conmuter i want solution Hi guys , is there any new news . Hi there ! I received a letter from QBE requesting an extension of time ( to 2-march-2112) , and if I sign the letter, given them what requested, than "following, we will continue our assestment of your claim and will issue a decision on your claim as soon as posible" AND if I dont sign the letter " WE will have no other choice than to formally DENY your claim" So, I signed the letter and returned to them. I t was my understanding that the assesment have been done and we were just waiting for the builders to start working!! Now I am starting to wonder how long this nightmare is going to last. Anybody else got sent that letter? Conmuter Hi, can you provide some more details on your situation and status of build and what your claim relates to?? Hi Tintin: I am at slab stage. Did anybody received the same letter from QBE, asking for extension of time to asses? Conmuter. Re: Westminster Homes 651Jan 18, 2012 8:28 am Hi all - its been some time since my last post - so here's an update for those interested. Like GForce and others I was close to lockup stage when the company went into liquidation - I submitted my claim to Lumley's with my quotes and following their assessor's findings was paid out. I took over as Owner/Builder in the latter part of October 2011 and we are moving in next week albeit that there are many small finishes to complete, but its basically ready and I can't afford rent any longer. Speaking of which, I will be submitting my claim for rent over that period and I just hope they live upto their word. Re: Westminster Homes 652Jan 18, 2012 9:12 am Hi tokon, THAT is great news mate! My sincere congratulations, a finished house at long last . So your journey is nearly over, you must be so so relieved. I'm so happy for you, I know the next few days will be hectic for you, but when you have time, if you can post some pics that would be great. Enjoy your new home Re: Westminster Homes 653Jan 18, 2012 2:29 pm my congratulations to you too tokon what a relief! SunshineT's Build: viewtopic.php?f=31&t=34585 Designs start: 4/12/09 DA: 5/7/11 Demo: 22/12/11 Slab: 24/2/12 Keys: 31/8/12 Re: Westminster Homes 654Jan 19, 2012 9:59 pm Hi Everyone, we were with Cosmopolitan Constructions and are currently waiting for our claim to be assessed with QBE. I read somewhere on the forum about SICorp waiving the 20% cap for the Westminster customers that were affected. Is that correct? I also heard from a builder that this was fact??? Can anyone clarify? If this is the case, is there a possibility of that happening for other people affected by the Cosmopolitan collapse? Re: Westminster Homes 655Jan 27, 2012 1:41 pm springtime I agree with Gforce, Don't just sit back & hope for the best, take charge of things. Get as many quotes as you can, & put in your claim with the insurance, whether it's Vero, QBE, or Lumley. Whilst it took us about 10 weeks to settle our claim, at least we now know where we stand & are not waiting for the insurance to find a builder . Hi Springtime ! I have tried to get quotes from 9 builders, and only one of them is keen "to have a look', as they say that what usually happens is that they waste their time checking every thing and then give the quotes, only for the insurance company to give all the houses to one builder that they have came to an agreement with . Do you know of anybody that have received the letter from QBE asking for extra time to asses the claim? Cheers. Re: Westminster Homes 656Feb 01, 2012 12:31 pm The only builder that was keen to give me a quote, got in contact with QBE ,wanting to make sure everything was ok before he hand me the quote, only for QBE to sugest to him that his quotation would have near no chance, because they wanted a big builder to do everything!!!!! so much for encouraging people to get 2 o more quotes to speed up things !!!! Anybody knows what the hell is going on? I dont. Conmuter Re: Westminster Homes 657Feb 01, 2012 1:00 pm Conmuter, You have every right to get two quotes & send them in to QBE, it even says so on their website! Don't let them discourage you, send in the quotes, & tell them you want to finish the house yourself, one word of advice, if the builder says you need repairs, you have the right to get your 20% as well as claiming upto $300K in repairs, there is nothing to lose by sending in the quotes . Re: Westminster Homes 659Feb 08, 2012 2:55 pm Did anyone else here lose out on the homebuilders grants due to the delays caused by Westminster? We missed out on the $21,000 new home builder and NSW boost grants because they didn't complete our build within 12 months of the contract signing. We terminated westminster a month or 2 before they went under because we werent willing to wait around for them and had strong suspicions they were in deep trouble. Now, we have a new builder but even the new home builder grant has changed and is now subject to a final house valuation cap. I would be interested to hear if anyone else lost out and would like to rally together to contact the office of state revenue for assistance in this matter due to exceptional circumstances... Build Thread: https://forum.homeone.com.au/viewtopic.php?f=31&t=43846 Re: Westminster Homes 660Feb 20, 2012 10:07 pm Hi All! It is now just over 3 months on from the collapse of Westminster Homes. Given that the insurer (or its agent) has 90 days to settle claims and I have read several posts indicating that letters have been sent requesting (read "demanding") additional time to process the claim, I would assume that many claims are now past or very close to the 90 day mark... I am wondering... 1. Other than the "Loss of Deposit" insurance claims, whether any "Incomplete" insurance claims have been settled by QBE/SICorp? 2. Whether insurance settlement offers have been satisfactory to cover "losses"? 3. Whether tenders submitted by builders who are on the insurers' panel of preferred builders have been consistent (competitive) with tenders obtained independently by home owners? 4. Whether any "incomplete" projects have re-commenced construction? 5. Whether anyone considers that they have had a "good" experience with SICorp/Vero/QBE etc? Despite all the "promises" made by NSW Treasury (representing SICorp), one gets the feeling that the answer to most of the above questions is negative... Your answers/responses would be greatly appreciated... Ask for references and speak to them. If they are defensive or try to avoid the request, walk. 1 76069 I would never build with Fowler homes. I built with them in 2021 and till date maintenance issues are pending. All their existing trades and businesses don't work with… 14 106754 Hi there! Putting the feelers out there for those who have (or almost) built with Arli homes! Interested in your experiences who've built from their stock home designs… 0 24634 |