It puts my mind at ease then knowing that the money go towards an insurance if the builders do up there pricing in between contract and commencement fo build
how is that an insurance for you! the builder is basically saying "we'll delay the start of your house for a few months so you can pay us more money"
if people are willing to get sucked in to this rort then i'll happily post my bank details and you can send your so called "insurance" my way