hi there.
we've bought our own appliances for the house we are about to build. I've read on this forum that's it's hard to get insurance to cover theft, damage etc so we've given our builder all the specs and asked if we can arrange to have them installed ourselves after handover (at our own expense) but the builder has refused saying they can't handover an unfinished house. is this correct? they say they will get someone to come just before handover at a cost of $700 to us.