Browse Forums Building A New House Re: Stolen Appliances 2Jun 21, 2024 5:21 pm Architectural Homes & Duplexes - specialising in custom designing homes to your budget Get a Free Onsite Consultation Today or send a PM for information, questions or advice. Re: Stolen Appliances 3Jun 21, 2024 5:52 pm ![]() ![]() I have my kitchen appliances stolen before the PC date. We supplied them and builder installed. Now the builder does not want to cover the loss. Is it legal for them to do it? Max8888 Just thinking, does your builder have contracts work insurance that you can claim on? If not, unfortunately it's going to be your responsibility as you supplied them. Site theft is horrible. Cheers Simeon Builder says the insurance doesn’t cover owner supplied items. The contract says owner supplied and installed items are at the owners risk. But builder installed them not our contractor. We didn’t see any damages to the house elsewhere. If their subbie took them and the builder doesn’t hold the liability ? Re: Stolen Appliances 4Jun 22, 2024 12:08 pm Technically builders risk is up to time of key handover regardless of who supplied appliances. Get legal advice. Foremost Building Expert in Australia,assisting with building problems/disputes, building stage inspections,pre-contract review advice for peace of mind 200 blogs http://www.buildingexpert.net.au/blog Re: Stolen Appliances 5Jun 23, 2024 5:18 am ![]() Technically builders risk is up to time of key handover regardless of who supplied appliances. Get legal advice building-expert Assuming you are correct, this is one of the reasons why I am an advocate for clients making sure their builders have insurance for theft and damage during the build. A lot of builders save money by not taking out insurance, but it should be a no brainer. I still disagree that the builder is liable for client supplied items as the builder hasn't made a margin but is then expected to pay for new appliances? Perhaps the builder should refuse to install client supplied items until after handover. So, depending on the value of the items, legal advice might be a a good idea to clarify this. Cheers Simeon Architectural Homes & Duplexes - specialising in custom designing homes to your budget Get a Free Onsite Consultation Today or send a PM for information, questions or advice. Re: Stolen Appliances 6Jun 23, 2024 12:06 pm ![]() ![]() Technically builders risk is up to time of key handover regardless of who supplied appliances. Get legal advice building-expert Assuming you are correct, this is one of the reasons why I am an advocate for clients making sure their builders have insurance for theft and damage during the build. A lot of builders save money by not taking out insurance, but it should be a no brainer. I still disagree that the builder is liable for client supplied items as the builder hasn't made a margin but is then expected to pay for new appliances? Perhaps the builder should refuse to install client supplied items until after handover. So, depending on the value of the items, legal advice might be a a good idea to clarify this. Cheers Simeon The builder credited almost nothing for the appliances were part of the original plan. They made huge amount of margin for that. I assume the builder also made a margin by installing them since the installation is included in the contract. We didn’t check if the builder had the owner supplied appliances covered in the insurance. But if they didn’t, we couldn’t do anything if they chose not. My the other point here is the house has no damages anywhere else (especially windows, doors and locks). You can image how easily the appliances were taken. They own the possession exclusively shouldn’t they have the duty of care? There’re common laws we want to explore. But we have lodged the dispute with QBCC(QLD) first. Happy to hear anyone’s thoughts. Cheers. Re: Stolen Appliances 7Jun 24, 2024 2:04 am Items supplied by the owner are specifically excluded from the builders construction insurance. We are Expert Consultant's, and we are here to help. Re: Stolen Appliances 10Jun 24, 2024 9:35 am ![]() Items supplied by the owner are specifically excluded from the builders construction insurance. Our policy doesn't make that exclusion. We have a $250,000 category for products in our custody and control. The fine print doesn't specify any exclusion for items supplied by the customer. Architectural Homes & Duplexes - specialising in custom designing homes to your budget Get a Free Onsite Consultation Today or send a PM for information, questions or advice. Re: Stolen Appliances 11Jun 24, 2024 9:51 am If your appliances were part of the contract then you had no right to supply your own unless there was negotiated agreement. It seems the builder was stupid enough to let you but warned you about the insurance. So you cannot say you weren't told. Why didn't you insure? Why are you whingeing now? You are entitled to the copy of builders works insurance policy so you can check whether the exclusion is for real. Why have't you got a copy? A lesson to all others, think before you sign your building contract, then stick to it, variations can be costly in more than one way. Foremost Building Expert in Australia,assisting with building problems/disputes, building stage inspections,pre-contract review advice for peace of mind 200 blogs http://www.buildingexpert.net.au/blog Re: Stolen Appliances 12Jun 24, 2024 10:58 am ![]() If your appliances were part of the contract then you had no right to supply your own unless there was negotiated agreement. It seems the builder was stupid enough to let you but warned you about the insurance. So you cannot say you weren't told. Why didn't you insure? Why are you whingeing now? You are entitled to the copy of builders works insurance policy so you can check whether the exclusion is for real. Why have't you got a copy? A lesson to all others, think before you sign your building contract, then stick to it, variations can be costly in more than one way. What do you mean I had no right to supply my own appliance. These days all bulk builders have their own suppliers for home owners. But owners have rights to chose their own appliances and it was agreed with the builder. That’s why we got the credited amount even it’s just a little. And it’s written in the contract clearly we supply and they install. We paid the variation because we wanted to use the brand we like. I’m pretty sure all contracts have variations. Im not a building expert how could I know which items were insured which were not? The builder didn’t warn us until they were stolen and then they said their insurance didn’t cover. Just because they didn’t insured does it mean they were not liable? What do you mean I’m whinging here? I’m sharing my experience especially to those who’re building their first home, and wanting any experts’ opinions. Isn’t it this forum is for? Re: Stolen Appliances 13Jun 24, 2024 11:00 am ![]() ![]() If your appliances were part of the contract then you had no right to supply your own unless there was negotiated agreement. It seems the builder was stupid enough to let you but warned you about the insurance. So you cannot say you weren't told. Why didn't you insure? Why are you whingeing now? You are entitled to the copy of builders works insurance policy so you can check whether the exclusion is for real. Why have't you got a copy? A lesson to all others, think before you sign your building contract, then stick to it, variations can be costly in more than one way. What do you mean I had no right to supply my own appliance. These days all bulk builders have their own suppliers for home owners. But owners have rights to chose their own appliances and it was agreed with the builder. That’s why we got the credited amount even it’s just a little. And it’s written in the contract clearly we supply and they install. We paid the variation because we wanted to use the brand we like. I’m pretty sure all contracts have variations. Im not a building expert how could I know which items were insured which were not? The builder didn’t warn us until they were stolen and then they said their insurance didn’t cover. Just because they didn’t insured does it mean they were not liable? What do you mean I’m whinging here? I’m sharing my experience especially to those who’re building their first home, and wanting any experts’ opinions. Isn’t it this forum is for? I shouldn’t say that’s the variation. That’s the difference we paid as it was agreed before the contract signed. Re: Stolen Appliances 15Jun 25, 2024 4:41 am Max8888 I don't remember you saying where you are building. If you are in Sydney I would be happy to try and help by hooking you up with one of my suppliers for some wholesale pricing. If you would like help just PM me or send me your appliance details and I will get some pricing for you to see if that helps. My number is 0431 712 792. When you are a builder, there is a whole secret world of trade pricing that goes on behind the scenes. It's kind of crazy. Like we have our own dedicated Bunnings rep and technically I can call her when I am at bunnings and get big discounts of the prices civilians pay....haven't ever done that and probably wont ( I will either just use my powerpass or email her an order). But most suppliers have totally different trade pricing. I might elaborate more on this one day, especially as to how it relates to the project/volume build world. Anyway, if I can help I would be happy too Cheers Simeon Architectural Homes & Duplexes - specialising in custom designing homes to your budget Get a Free Onsite Consultation Today or send a PM for information, questions or advice. Re: Stolen Appliances 16Jun 26, 2024 9:08 am ![]() Max8888 I don't remember you saying where you are building. If you are in Sydney I would be happy to try and help by hooking you up with one of my suppliers for some wholesale pricing. If you would like help just PM me or send me your appliance details and I will get some pricing for you to see if that helps. My number is 0431 712 792. When you are a builder, there is a whole secret world of trade pricing that goes on behind the scenes. It's kind of crazy. Like we have our own dedicated Bunnings rep and technically I can call her when I am at bunnings and get big discounts of the prices civilians pay....haven't ever done that and probably wont ( I will either just use my powerpass or email her an order). But most suppliers have totally different trade pricing. I might elaborate more on this one day, especially as to how it relates to the project/volume build world. Anyway, if I can help I would be happy too Cheers Simeon Thank you Simeon, we’re in qld. I’ve heard this trade pricing things. It works similar to wholesale and retail prices. That would be interesting to know more about the builders world from you one day. Cheers. Re: Stolen Appliances 17Jun 26, 2024 10:40 am ![]() ![]() Max8888 I don't remember you saying where you are building. If you are in Sydney I would be happy to try and help by hooking you up with one of my suppliers for some wholesale pricing. If you would like help just PM me or send me your appliance details and I will get some pricing for you to see if that helps. My number is 0431 712 792. When you are a builder, there is a whole secret world of trade pricing that goes on behind the scenes. It's kind of crazy. Like we have our own dedicated Bunnings rep and technically I can call her when I am at bunnings and get big discounts of the prices civilians pay....haven't ever done that and probably wont ( I will either just use my powerpass or email her an order). But most suppliers have totally different trade pricing. I might elaborate more on this one day, especially as to how it relates to the project/volume build world. Anyway, if I can help I would be happy too Cheers Simeon Thank you Simeon, we’re in qld. I’ve heard this trade pricing things. It works similar to wholesale and retail prices. That would be interesting to know more about the builders world from you one day. Cheers. PM me the details anyway and I will see if my bunnings Rep can deliver them too you. I have a standard $110 delivery fee so maybe they can be dispatched from up your way. Architectural Homes & Duplexes - specialising in custom designing homes to your budget Get a Free Onsite Consultation Today or send a PM for information, questions or advice. Re: Stolen Appliances 18Jun 29, 2024 7:45 am ![]() ![]() ![]() Max8888 I don't remember you saying where you are building. If you are in Sydney I would be happy to try and help by hooking you up with one of my suppliers for some wholesale pricing. If you would like help just PM me or send me your appliance details and I will get some pricing for you to see if that helps. My number is 0431 712 792. When you are a builder, there is a whole secret world of trade pricing that goes on behind the scenes. It's kind of crazy. Like we have our own dedicated Bunnings rep and technically I can call her when I am at bunnings and get big discounts of the prices civilians pay....haven't ever done that and probably wont ( I will either just use my powerpass or email her an order). But most suppliers have totally different trade pricing. I might elaborate more on this one day, especially as to how it relates to the project/volume build world. Anyway, if I can help I would be happy too Cheers Simeon Thank you Simeon, we’re in qld. I’ve heard this trade pricing things. It works similar to wholesale and retail prices. That would be interesting to know more about the builders world from you one day. Cheers. PM me the details anyway and I will see if my bunnings Rep can deliver them too you. I have a standard $110 delivery fee so maybe they can be dispatched from up your way. The builder now agrees to cover all the cost if I withdraw the allegation. So all good now. Re: Stolen Appliances 19Jun 30, 2024 6:03 pm Great outcome!:-D Architectural Homes & Duplexes - specialising in custom designing homes to your budget Get a Free Onsite Consultation Today or send a PM for information, questions or advice. Re: Stolen Appliances 20Jul 01, 2024 8:43 am ![]() The builder now agrees to cover all the cost if I withdraw the allegation. So all good now. Out of curiosity, do you have record of the Serial numbers from before they were stole? Id be inclined to check if the reinstated appliance match. ie the builder or one of his trades stole the appliances hoping for a quick buck. Seems a pretty quick reversal of position I'm currently building a new house and have arranged with the builder to supply my own appliances. Do I need to take out insurance for the appliances or will they be… 0 11145 |