We were on the final stage of our home loan and the amount for the land was paid and the land contract was already signed.
One week before we signing with the builder, my husband lost his job. At that time we got the unconditional approval from the bank (before we informing about the loss of job to the bank ).
After that bank found out about the employment change and they hold the loan until he find a new job with same income.
(I know that we did something wrong by not telling the bank about the job loss)
However, the broker told that it will be enough to have a new offer letter with the same income to approve the loan again.
Builder gave us one month time to settle everything.
Now my husband got an offer to start from mid August and the extra time the builder gave us will be due on next week.
But now our financial broker is asking for pay slips. He is telling that the offer letter is not enough and the bank will ask pay slips too. If we wait until he get a pay slip, then the builder will revise the price.
I feel like the financial broker is not willing to help us. He even not speaks with the bank and keep telling things he assumes.
Can somebody please give us an advice. We are new to Australia and don't have much idea about how these things happen here.