May 13, 2009 9:28 am
My NRMA House Insurance Policy asks me to agree my house is built "mainly" of double-brick. I had a squiz in the cellar and saw double-brick and replied "yes".
While messing about in the cellar the other day I noticed the double-brick tapered off into single-brick which presumably continued to the roof. I don't have much expertise with building construction.
Concerned that if my house burnt down the NRMA might tell me to get lost, I've contacted the NRMA and it wants more details.
If the NRMA won't insure my home or increases the premium, are you aware of an insurer who would charge a reasonable premium for an apparently one-third double-brick brick home?
Re: NRMA DOUBLE-BRICK POLICY2
May 13, 2009 4:00 pm
I highly doubt this will have much of an impact at all on the insurance premium. They will still insure you regardless of it's its double brick or just brick veneer. Most general insurers will ask whats there more of, double brick or single, not how many thirds of your house, thats just too confusing. So whatever is more then 50% gets put in. Wait until you hear back, it probably wont change anything.
Building with PD - Regent 23
Cascades on Clyde Estate
HomeOne Building Thread - PCI Completed - 28th August. Handover - 11th September.
Re: NRMA DOUBLE-BRICK POLICY3
May 13, 2009 5:05 pm
Your premium may actually go down as a double brick house costs more to rebuild than a single brick house. The reduced fire risk of a double brick is probably only a very small difference.
Demolition August 2009, Construction Started September 2009, Completed December 2010
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