Browse Forums General Discussion 1 Dec 14, 2022 11:25 am Let me preface this by saying I am actually in south London UK, but being in the middle of the night was hoping my fellow aussie compatriots could offer up some opinions! House was built in 1890, which I understand was built alot shallower than main building I've notice big cracks on both internal and external of my bay window. It is also on both sides of the window itself and looks like it is pulling away. On on wall where there is a chimney breast the wall is detached from the ceiling 'skirtings'. I had a builder in to update a kitchen and he suggested it was just the bay window and that all it needed as cement poured to prop it up. I'm thinking i need to get insurance involved to get the full building assessed in case it's a bigger problem, but I'm trying to weigh up the costs. Ie: insurance excess is £1,000, or get a chartered surveyor independently as if it is only bay window then it'll likely be cheaper to resolve with involving the insurance company. But I've also read that if not done properly it could cause more issues further down the line. Like ⋅ Add a comment ⋅ Pin to Ideaboard ⋅ Like ⋅ Add a comment ⋅ Pin to Ideaboard ⋅ Like ⋅ Add a comment ⋅ Pin to Ideaboard ⋅ Re: Victorian house subsidence 2Dec 14, 2022 1:36 pm i don't know how insurance works in the UK, but in Australia as far as i know, subsidence is only covered is if the Home is in a designated mine subsidence area. Some of our cities have entire suburbs build on top of old mines and occasionally those mines collapse and peoples homes are damaged. Sometimes mildly, sometimes catastrophically. These areas were covered by insurance to ensure that they weren't less desirable to take a risk on. don't know what yours is built on or even they type of construction or soil, but I would involve your insurer if i were you. Get them to organise the relevant experts. your kitchen guy, unless hes a structural engineer, is not qualified to comment on your issue. Dark matter scientist, can breathe underwater, mind reader and can freeze matter just by willing it. Trust me, its in my sig. Re: Victorian house subsidence 3Dec 14, 2022 5:13 pm Noname i don't know how insurance works in the UK, but in Australia as far as i know, subsidence is only covered is if the Home is in a designated mine subsidence area. Some of our cities have entire suburbs build on top of old mines and occasionally those mines collapse and peoples homes are damaged. Sometimes mildly, sometimes catastrophically. These areas were covered by insurance to ensure that they weren't less desirable to take a risk on. don't know what yours is built on or even they type of construction or soil, but I would involve your insurer if i were you. Get them to organise the relevant experts. your kitchen guy, unless hes a structural engineer, is not qualified to comment on your issue. Thanks, for your comment. Yes that is my fear too, but insurance route is iffy here too, as then the building is 'condemned' to the extent that even if the issue is resolved it still impacts future sale price Re: Victorian house subsidence 4Dec 15, 2022 7:11 am Jezztri Noname i don't know how insurance works in the UK, but in Australia as far as i know, subsidence is only covered is if the Home is in a designated mine subsidence area. Some of our cities have entire suburbs build on top of old mines and occasionally those mines collapse and peoples homes are damaged. Sometimes mildly, sometimes catastrophically. These areas were covered by insurance to ensure that they weren't less desirable to take a risk on. don't know what yours is built on or even they type of construction or soil, but I would involve your insurer if i were you. Get them to organise the relevant experts. your kitchen guy, unless hes a structural engineer, is not qualified to comment on your issue. Thanks, for your comment. Yes that is my fear too, but insurance route is iffy here too, as then the building is 'condemned' to the extent that even if the issue is resolved it still impacts future sale price I think you have your answer Dark matter scientist, can breathe underwater, mind reader and can freeze matter just by willing it. Trust me, its in my sig. Re: Victorian house subsidence 5Dec 16, 2022 3:38 pm Valued members enjoy topically relevant and constructive dialogue as do new visitors happening upon this / these threads. We have received reports of this discussion becoming a little off-topic. In keeping this community a warm and friendly place, please be respectful towards others particularly when engaging in healthy debate. Thank you kindly, Jason I havent, and i havent looked to much into it, but on face value its not the saviour its trying to make out to be. Shared equity in your home is never a good idea. The… 1 4194 Good on you for having a go I am the opposite of DIY (so will pay a builder) - our vibe is industrial/simple so current thinking is 150mm concrete and then internally is… 3 1216 Hi HomeOne, I'm in the midst of landscaping a cat run down the side of my house, and the recent rains have me wondering if I need to install some sort of drainage. I've… 0 12691 |