Selling and Buying - current loan is guaranteed
You are really out of luck I would say Zelda. Lenders only allow security guarantors nowadays, the only lender I know that allows servicing guarantors (income) are ANZ but…
FINANCE or NOT heating&cooling & fencing & landscaping
If you bought in an estate read over the design guidelines, in ours we must have all visible works (front landscaping, letterbox, fencing) done within the first 3 months…
Do holding deposits form part of your overall Deposit?
Our tender fees etc counted as part of our 5% deposit!
Principal & Interest or Interest only - Primary Place of Res
Thanks guys. I thought this advice was dubious, given my mortgage broker shot it down, but just wanted to make sure. As you say, if it worked this way, everybody would…
Can a broker override minimum loan amount? BankSA or CBA?
Thanks for your advice Mike. I emailed the second broker and pointed out to her where on the CBA website it said the minimum loan amount, and asked her to show me…
Eeeek!! Bank valuation on land way too low!
You can fight the valuation if: 1. you have solid proof of comparative sales in the last 3 month ( no older- and the sale must have settled) 2. Similar property ( not just…
Buying off the plan with no pre-approval - is it wise?
thanks guys. youve definitely given me some food for thought.
Sale of contract - Do you always have to pay 10% deposit?
Thank you everyone for taking the time to respond to my question. It helps to be well informed especially when one place I went to look at 2 days after it went on market…
Builder having problem obtaining indemnity insurance
Thanks for the responses so far. We have signed a contract and it might not be so easy to get out of. As far as I am concerned they have breached it but trying to get…
Land & Construction Settlement at the same time + FHOG
Thank you thlo I just phoned Revenue SA and they have advised me that it is approved, but the bank I am going through hasn't put in the…