plcSelling and Buying - current loan is guaranteed
23 February 2016
You are really out of luck I would say Zelda. Lenders only allow security guarantors nowadays, the only lender I know that allows servicing guarantors (income) are ANZ but…
LaceyMFINANCE or NOT heating&cooling & fencing & landscaping
3 June 2014
If you bought in an estate read over the design guidelines, in ours we must have all visible works (front landscaping, letterbox, fencing) done within the first 3 months…
KGsGirlDo holding deposits form part of your overall Deposit?
17 January 2014
Our tender fees etc counted as part of our 5% deposit!
xxkatxxWhat happens to "left over" money on loan
1 July 2013
we have the exact scenario as you...we finally got an answer that we would have to provide the invoice to the bank and draw from the loan just like a progress payment for…
jtrain81Principal & Interest or Interest only - Primary Place of Res
15 June 2013
Thanks guys. I thought this advice was dubious, given my mortgage broker shot it down, but just wanted to make sure. As you say, if it worked this way, everybody would…
juskiCan a broker override minimum loan amount? BankSA or CBA?
23 October 2011
Thanks for your advice Mike. I emailed the second broker and pointed out to her where on the CBA website it said the minimum loan amount, and asked her to show me…
shapeEeeek!! Bank valuation on land way too low!
14 July 2011
You can fight the valuation if: 1. you have solid proof of comparative sales in the last 3 month ( no older- and the sale must have settled) 2. Similar property ( not just…
onebiggumbyBuying off the plan with no pre-approval - is it wise?
22 September 2010
thanks guys. youve definitely given me some food for thought.
fitnhealthySale of contract - Do you always have to pay 10% deposit?
21 September 2010
Thank you everyone for taking the time to respond to my question. It helps to be well informed especially when one place I went to look at 2 days after it went on market…
StressedBuilder having problem obtaining indemnity insurance
20 September 2010
Thanks for the responses so far. We have signed a contract and it might not be so easy to get out of. As far as I am concerned they have breached it but trying to get…
thloLand & Construction Settlement at the same time + FHOG
1 September 2009
Thank you thlo I just phoned Revenue SA and they have advised me that it is approved, but the bank I am going through hasn't put in the…